| Travel insurance is the one thing you shouldn't | | | | Family travel insurance can start from a little as |
| consider travelling without. It should be right at the | | | | £50. It's important to check the policy terms |
| top of your 'to do list' when arranging your | | | | carefully to make sure it meets the needs of |
| holiday. Failing to be sufficiently covered by travel | | | | your family. |
| insurance could potentially cost you thousands of | | | | - Backpackers Travel Insurance |
| pounds in medical expenses and untold stress. | | | | Backpackers or gap year travel insurance |
| It's a relatively simple thing to arrange and with a | | | | specifically caters for those who intend to travel |
| bit of searching it needn't be that expensive. | | | | for longer periods of time. They offer special |
| There are a number of different types of cover | | | | features, with some companies covering most |
| available: | | | | sports activities at no extra cost and also |
| - Annual or Single | | | | discounts for couples. They normally offer |
| This is fairly self-explanatory; single-trip travel | | | | insurance that will cover you for up to 18 months |
| insurance will cover you for one specific holiday; | | | | but some companies have age restrictions. If you |
| annual travel insurance will cover you for several | | | | fall outside the age barrier, then you could opt for |
| holidays over the course of a year. So, if you're | | | | long stay insurance, with some companies offering |
| planning on having a number of holidays in one | | | | holiday insurance that covers you for up to 2 |
| year it's wise to opt for annual travel insurance. | | | | years. |
| You can make quite large savings in comparison | | | | - Business Travel Insurance |
| to booking single-trip cover each time you travel. | | | | Business travel insurance caters for the needs of |
| - Family Travel Insurance | | | | those who travel regularly with work and is |
| This policy will allow you to insure both parents | | | | generally only available as an annual policy. Office |
| and children together. They avoid the hassle of | | | | related equipment such as PDAs and laptops are |
| taking out individual policies for each person and | | | | covered with some policies also covering sports |
| they are a great way of saving money, especially | | | | equipment such as golf clubs. |
| if you have a large family. | | | | |