| Travel insurance is the one thing you | | | | family. |
| shouldn't consider travelling without. It | | | | |
| should be right at the top of your 'to do | | | | Family travel insurance can start from a |
| list' when arranging your holiday. Failing to | | | | little as £50. It's important to check the |
| be sufficiently covered by travel insurance | | | | policy terms carefully to make sure it meets |
| could potentially cost you thousands of | | | | the needs of your family. |
| pounds in medical expenses and untold stress. | | | | |
| | | | - Backpackers Travel Insurance |
| It's a relatively simple thing to arrange and | | | | |
| with a bit of searching it needn't be that | | | | Backpackers or gap year travel insurance |
| expensive. There are a number of different | | | | specifically caters for those who intend to |
| types of cover available: | | | | travel for longer periods of time. They offer |
| | | | special features, with some companies |
| - Annual or Single | | | | covering most sports activities at no extra |
| | | | cost and also discounts for couples. They |
| This is fairly self-explanatory; single-trip | | | | normally offer insurance that will cover you |
| travel insurance will cover you for one | | | | for up to 18 months but some companies have |
| specific holiday; annual travel insurance | | | | age restrictions. If you fall outside the age |
| will cover you for several holidays over the | | | | barrier, then you could opt for long stay |
| course of a year. So, if you're planning on | | | | insurance, with some companies offering |
| having a number of holidays in one year it's | | | | holiday insurance that covers you for up to 2 |
| wise to opt for annual travel insurance. You | | | | years. |
| can make quite large savings in comparison to | | | | |
| booking single-trip cover each time you | | | | - Business Travel Insurance |
| travel. | | | | |
| | | | Business travel insurance caters for the |
| - Family Travel Insurance | | | | needs of those who travel regularly with work |
| | | | and is generally only available as an annual |
| This policy will allow you to insure both | | | | policy. Office related equipment such as PDAs |
| parents and children together. They avoid the | | | | and laptops are covered with some policies |
| hassle of taking out individual policies for | | | | also covering sports equipment such as golf |
| each person and they are a great way of | | | | clubs. |
| saving money, especially if you have a large | | | | |