| Hiring a car insurance company can be an | | | | included in the same will not be |
| easy task, as the market is full of | | | | insured, and therefore will not be a |
| different options that could be | | | | possibility of claim on the same. |
| tempting, but there are some issues that | | | | Another important fact that the |
| need to be taken into account in order | | | | policyholder would have to bear in mind |
| to avoid an impulsive action and | | | | is the possibility or existence of |
| regretting it later at the moment of | | | | franchises at his charge stipulated in |
| need. | | | | the policy and, thus, if they are |
| First of all it is important to have it | | | | adapted to their needs. Regarding the |
| clearly specified at the front of the | | | | collective insurance, each policyholder |
| policy the starting and ending date of | | | | is offered a incorporation certificate, |
| the coverage. This fact may seem | | | | but the policy is given to the payee or |
| obvious, but it is very helpful to know | | | | contractor. The said certificate should |
| exactly when the service should be | | | | include the policy number, the number of |
| renewed. Another characteristic that is | | | | individual certificates of coverage; |
| not always known by the car owners is | | | | date of emission; initial force; name |
| that many insurance companies do not | | | | and address of the policyholder and of |
| renew or grant insurance to old cars. | | | | the payee consigned in the collective |
| The older the car is, the more difficult | | | | policy. The name of the individual |
| it is to insure. | | | | insured should be included, as well as |
| In regards to the capital assured, the | | | | the risks that they are covered from. |
| policyholder should verify that the sum | | | | In order to get a policy, the |
| provided by the entity is consistent to | | | | policyholder should fill out a request |
| the true value of the vehicle on the | | | | of insurance form, which requires |
| market. In case that the interested | | | | personal data as well as the kind of |
| party wants to insure some accessories | | | | policy and insured capital to be hired. |
| that are not included in the original | | | | Through this information, the companies |
| model from the factory, these should be | | | | will decide to assume or not the risk to |
| discriminated and the value should be | | | | provide the person with the insurance. |
| detailed at the front of the policy. All | | | | Therefore, it is fundamental to answer |
| the parts and accessories that are not | | | | all the questions carefully and exactly. |