Retirement Redefined

Will most baby boomers truly retire? The oldBullets."
mainstays of golf, grandkids and travel haven'tThe Putnam study didn't focus just on work after
been enough to satisfy many retirees fromretirement. It also emphasized several key
previous generations. With the great amounts ofreminders for younger workers. Even though the
energy and success that exist within the babycurrent generation of retirees is relatively
boomer generation, retirement isn't likely tofinancially stable, they still have concerns about
sustain their attention much longer than it did theirrunning out of money, and they're worried
parents'.younger people will do the same. They
If the current generation of retirees is anyemphasized starting retirement savings early,
indication, baby boomers and younger workersdeveloping a retirement plan and saving as much
alike have a thing or two to learn from their olderas you can both through your workplace program
counterparts. In August 2005, Putnamand on your own.
Investments performed a retirement surveyRetirement could be the beginning of many great
called "Working in Retirement." Most of theyears. Working with a financial professional and
retirees surveyed returned to work after anhaving the proper plan in place is a key part of
average of only 18 months of retirement. Ofretirement. You should also keep an eye on
those who returned, 32% cited financial need,healthcare costs and stay informed on issues that
while 68% did so voluntarily.will effect your retirement. You should always be
The return to work may signal a problem thatfocused on your plan and be aware of some
most retirees don't anticipate: having somethingcommon pitfalls. That way, you can be prepared
fulfilling to do. The keyword is fulfilling, and it's theto make the best years of your life as good as
driving force behind a return to work. Of course,they can possibly be.
the added income and the potential healthNo one expects the baby boomer generation to
insurance benefits don"t hurt either. Thebe content with life in retirement, which is why
phenomenon has become so recognized that Inplanning post-retirement activities, both work and
areas with large and increasing populations ofplay, is so important. And it's just as important for
retirees, like Arizona, many employers areyounger workers to plan for such activities too.
catering to the retired crowd. Certain companiesNo matter your age, informing your financial
offer specific work opportunities crafted forprofessional of your desire to work and your
retired people. In Tempe, Ariz., Wells Fargo has ahobbies and interests will make your retirement
special processing center that hires mostlyplan that much more complete.
retirees, whom they have nicknamed "Silver