| Sometimes with all the options available getting to | | | | does not automatically mean you will be eligible. |
| what you need can be quite a task Especially | | | | You need to have enough wage credits and clear |
| when it comes to finding out what benefits you | | | | of misconduct. Finding out what you are entitled |
| are eligible for. In this article we will look at some | | | | to can be complicated however, in the end it is |
| of the most common types of employment | | | | worth it. another job. |
| insurance benefits and how you qualify. We will | | | | The advantages to having unemployment |
| also look at types of behavior that can cause you | | | | insurance is to help unemployed workers meet |
| not to be able to claim your full benefits. | | | | their financial obligations and to help sustain local |
| Unemployment insurance exists to help the | | | | communities. If a larger portion of a workforce is |
| unemployed meet their financial obligations and | | | | laid off or fired small towns and communities |
| purchase goods and services. Everyone who has | | | | suffer also. Not only does regular wages pay bills |
| accumulated enough wage credits in their current | | | | and mortgages they also purchase goods and |
| job is eligible for unemployment insurance. What | | | | services. When wages paid to the workforce |
| you receive is calculated based on your earnings. | | | | suddenly stop the local economy can suffer. You |
| Usually the last 4 or 5 wages quarters is looked | | | | are allowed to spend the money from |
| at to help determine the amount. | | | | unemployment insurance on what you choose. |
| To qualify for unemployment insurance benefits | | | | There are no rules forcing you to pay your |
| you must be able to work, willing to work, and | | | | essentials first. This helps some of the money to |
| actively seeking work. Your employer must | | | | reach the local economy. |
| approve your earnings. If there is a discrepancy in | | | | Unemployment insurance or compensation is |
| the amount you claim versus the amount the | | | | calculated by your previous earnings. It is not |
| employer states you earned, it is their | | | | based on your needs. Different states apply |
| responsibility to prove it. | | | | different formulas but your unemployment |
| The amount of time you can claim unemployment | | | | insurance will be in line with your previous income. |
| insurance can vary according to the state you live | | | | There are some disadvantages to unemployment |
| in. There is the possibility of extended benefit as | | | | insurance. Sometimes you have to make a |
| well. Sometimes, in times or in areas of high | | | | judgment decision on accepting a new job. You |
| unemployment, the state and local government | | | | can accept a new job for less money. As soon as |
| will allow for an extension of unemployment | | | | you accept the new job your unemployment |
| insurance benefit to be issued. However, if you | | | | benefits stop. However, if you do not accept the |
| were discharged from your previous position for | | | | new job you will be putting yourself at risk. |
| misconduct or left though your own accord, you | | | | Unemployment can only be claimed for a limited |
| may have difficulty in qualifying. | | | | period of time. Depending on where you live it |
| Unemployment insurance is designed to keep | | | | could be 6 months to a year. So as you can see |
| people in their current lifestyles and protect the | | | | you could be risking a future income. |
| local economy. Just because you are out of work, | | | | |