| Clyde and Claudette's financial future is
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| | financial devastation that occurred could
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| now ruined! Make sure it doesn't happen
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| | have been easily prevented if they had
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| to you. These tips will help you protect
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| | increased their coverage amount. It would
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| yourself from the time-bomb that
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| | have only cost them pennies each day.
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| devastated them.
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| | Instead, it cost them much more.
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| I talked with Clyde and his wife,
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| | I wish I had met them sooner. I might
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| Claudette, recently. In fact, Clyde
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| | have been able to help prevent their
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| brought his son to one of my popular
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| | financial devastation. It's too late for
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| financial seminars so he could learn to
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| | them, but it's not for you. Sit down with
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| avoid the mistakes his father had made.
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| | a qualified property and casualty agent
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| Everything had been going great for Clyde
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| | and review your automobile and homeowners
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| and Claudette--he had a secure job with
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| | insurance policies to make sure that the
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| excellent benefits. Their home was almost
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| | coverage is adequate.
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| paid for. Their kids were doing well in
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| | If you are like most people, it has
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| school. Life and their future looked
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| | probably been several years since you've
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| bright.
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| | done so. Your situation or damage awards
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| Then one day, Claudette was driving home
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| | in your state could have changed since
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| from the store just like she always did.
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| | then. Perhaps you don't need as much
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| A drunk driver speeding in her direction
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| | insurance as you did in the past, perhaps
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| hit a car on his side of the road,
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| | you need more. Isn't it worth a phone
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| careened off of it, jumped across the
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| | call to your agent to find out?
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| median and plowed into Claudette's car.
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| | It was for me. I recently was able to
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| In just seconds Clyde's and Claudette's
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| | switch insurance companies, increase my
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| lives were forever changed. Luckily she
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| | coverage limits and keep my premiums the
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| wasn't killed. But she is permanently
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| | same. The point is, it only takes a
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| handicapped. As often happens, the police
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| | little time to make sure you and your
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| never caught the drunk driver. Their
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| | family is properly covered, and it
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| medical bills quickly mounted and they
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| | doesn't have to cost an arm and a leg to
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| soon discovered their financial weakest
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| | do so.
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| link--they only had $50,000 of uninsured
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| | You should also consider an umbrella
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| motorist coverage in their auto policy.
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| | liability policy. It provides blanket
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| How much uninsured motorist coverage do
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| | liability protection in addition to that
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| you have? How much medical and liability
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| | offered by your automobile and homeowners
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| coverage is in your automobile policy? If
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| | policies. I especially recommend them to
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| you're like most people, you probably
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| | my Private Wealth Management clients that
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| don't even know. And it could be a
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| | are doctors because they are prone to
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| ticking time-bomb waiting to devastate
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| | lawsuits. I recommend them if you have a
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| your financial future.
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| | swimming pool or trampoline or if you own
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| Clyde and Claudette were lucky to be able
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| | a potentially hazardous recreational
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| to pay most of their immediate medical
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| | vehicle such as a boat, jet-ski, or ATV.
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| bills, but only after they had to go to
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| | Take these simple steps to make sure you
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| court, sue their insurance company, and
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| | don't make the same mistake Clyde and
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| pay out a big chunk of their $50,000 in
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| | Claudette did: 1) Make an appointment to
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| lawyers' fees.
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| | have your property and casualty insurance
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| But what about their future? Claudette
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| | policies reviewed. 2) Consider an
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| will never be able to work again and the
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| | umbrella liability policy if you don't
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| cost of caring for her increased medical
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| | currently have one. 3) Consider
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| needs will continue for the rest of her
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| | increasing your deductibles to lower your
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| life. Their financial future is ruined.
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| | premiums. 4) Call around and compare
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| It didn't have to be that way. The
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| | rates from different carriers.
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