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Medial Insurance Policies and Medical ID Fraud

We are all aware of the rampant crime ofwill not report it immediately like they will
Identitya credit card. As thethief continues to rack
up bills for illegitimate expenses the
Theft. And if you are one of the millions whoproblem becomestwofold, not only in
have had this happen to you andhave had tofraudulent charges being billed against your
unravel the tangles of trumped up credit cardmedical insurance policy, but thethief may
charges and worse,then you know howconfuse your medical history with their own,
destructive this crime can be. But healthby ordering tests andmedications that you do
insurers  like  Bluenot require. This can have a serious impact
on  yourfuture  healthcare.
Cross and Blue Shield are reporting a rise in
a  new  spin  on  the  crime.  MedicalBut perhaps more insidious is when the theft
occurswhen you use your health insurance
ID Theft; and it can have devastatingbenefits legitimately at the office of
consequences not only on your financesamedical provider and that information is
butalso  on  your  health.lifted by an unscrupulous employee andsold on
the open market. Many hospitals and HMO's are
Many people with healthinsurance fail toimplementing plans tofight Medical ID Theft,
realize that their insurance card is asin the meantime if you want to be sure your
valuable, maybeeven more valuable then theirinformationhas not been hijacked, ask you
credit card. When it comes to paying forhealthcare provider for the most recent copy
medicalexpenses, depending on the limits ofofyour medical records, and ensure that all
your  policy,  a valid Blue Cross Blue Shieldof the procedures, treatments andhistory of
your conditions are indeed yours. Check all
Card can be like holding a platinum Amex Cardof your billsmeticulously and look for any
with A Million-Dollar creditlimit. And if youfraudulent  charges.  And protect your Health
are not aware of this be assured that thieves
and unscrupulousmedical providers certainlyInsurance numbers and ID Cards just as you
are. According to Byron Hollis, The Nationalwould  your  credit  cards  and  Social
Anti
Security  Number.
Fraud Director with the Blue Cross and Blue
Shield Association, "It's an oldproblem thatIf you suspect you have been a victim of
people are becoming more aware of..."Medical  ID
According  to  the  World  Privacy
Fraud first contact your Insurance Company
Forum since 2002 it has received more thanand  ask  to  speak  directly  to  their
20,000 complaints of Medical IDtheft, in ever
increasing annual numbers. The most obviousAnti-Fraud unit, then contact the police, and
way that medical IDtheft occurs is if someonelastly you may want to contactyour medical
simply steals your insurance card and beginsprovider, but experts agree that since they
using itto procure medical services. This canmay be involved in thecrime, it is best to
mount up in a dangerous way, becauseagain,contact them LAST, after the police and your
most consumers are just not aware howhealthinsurance company so as not to tip the
important a lost insurance card canbe, andhand of the possible perpetrator.



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