| We all want a very affordable rate that comes | | | | leave your vehicle wherever there is a viable |
| with the right coverage. But how is that possible? | | | | alternative. This is relevant more to folks whose |
| Let's discuss some time-tested steps to achieving | | | | vocation and place of residence make it easy for |
| just that... | | | | them to use standard mass transit systems. |
| 1. Joining a car pool will will help in getting a | | | | Another good option for people who want to |
| cheaper rate. Carpooling helps you bring down | | | | bring down their mileage is carpooling. |
| your mileage which is an important parameter for | | | | 5. If you keep collision and/or comprehensive for |
| working out your premium. Anything that brings | | | | an old vehicle that isn't a classic, then you are |
| down your mileage clearly reduces your car | | | | paying much more than would do you any good. |
| insurance rate. | | | | A vehicle's Kelly Blue Book value at point of filing |
| 2. Does a child on your policy not drive the vehicle | | | | claims (and not the price of the vehicle when you |
| for a reasonable length of time? Then you can | | | | bought it) is what determines what you will get |
| get a discount for this. If your child is in college | | | | paid by an insurer. This means that without |
| then you should discuss with your insurance agent | | | | considering how much you paid and the length of |
| about your eligibility for this discount. I must point | | | | time you did, you will get NOT even a cent if this |
| out, however, that a number of insurance carriers | | | | book shows the vehicle is worth nothing when |
| don't offer this discount. | | | | you make a claim. |
| 3. .Try to have theft-deterrent mechanisms in | | | | Do the right thing and cut out both from your |
| your car. The likelihood of theft is a crucial | | | | vehicle insurance policy. This simple step will save |
| parameter that goes a long way to determine | | | | you much and not compromise you in any way. |
| your rate. And because these devices cut down | | | | 6. You can save much by getting and comparing |
| the chances, you'll get a good discount if you | | | | quotes from a minimum of five quotes sites. That |
| have them. Cars without such features are | | | | way, you'll increase your chances of getting the |
| preferred targets for thieves. | | | | lowest quotes possible as five sites will give up to |
| 4. Your rate is seriously determined by your total | | | | 25 quotes altogether. |
| mileage. Therefore do all within your power to | | | | |