| Looking for inexpensive auto insurance? Here's | | | | Because auto insurance rates can vary by |
| how to get it. | | | | hundreds of dollars from one company to the |
| Inexpensive Auto Insurance | | | | next for the same insurance, comparing rates at |
| In the good ol' days, before the Internet came on | | | | an insurance comparison website is by far the |
| the scene, finding inexpensive auto insurance was | | | | best way to get inexpensive auto insurance. |
| like looking for a needle in a haystack. You had to | | | | Discounts and Deductibles |
| spend hours on end visiting local insurance agents | | | | Once you find a company with the best rate, you |
| or calling them on the phone to get enough | | | | can lower your rate even further by doing the |
| quotes to get an inexpensive policy. Now, thanks | | | | following: |
| to the Internet, getting quotes is a piece of cake. | | | | * Raise your deductible. Raising your deductible |
| You have two choices when it comes to getting | | | | from $250 to $500 can save you up to 30% on |
| auto insurance quotes online - you can go from | | | | your yearly premium. Raising it to $1,000 can |
| one single-company site to another, or you can | | | | save you up to 50%. Just make sure you can |
| go to an insurance comparison website. The | | | | pay your deductible if you need to file a claim. |
| advantages of using an insurance comparison | | | | * Drop your collision coverage. If you drive an |
| website are: | | | | older car consider dropping your collision coverage, |
| * Multiple companies compete for your business, | | | | especially if your car is worth less than the cost |
| not just one. | | | | of your insurance plus your deductible. |
| * You only have to fill out one questionnaire, not | | | | * Consolidate your policies. Purchasing your |
| one for every site. | | | | homeowners and auto insurance through the |
| * It will only take you a few minutes, not a few | | | | same company can save you 10% to 15% on |
| hours. | | | | your yearly premiums. |
| * The better sites only give out quotes from | | | | * Get discounts. Auto insurance companies offer |
| A-rated companies, not fly-by-nights. | | | | discounts to their customers for a variety of |
| * The best sites have insurance experts on call | | | | reasons. Ask about all the discounts that are |
| so you can get unbiased answers to your | | | | available and take advantage of all the ones |
| insurance questions. (See link below.) | | | | you're eligible for. |