| Want to know how to find the best homeowners | | | | Your state's department of insurance maintains a |
| insurance companies with the best rates. Here's | | | | website that provides all kinds of information |
| how ... | | | | about insurance, and most of those sites list the |
| How do I find the best homeowners insurance | | | | complaints that have been filed against insurance |
| companies? | | | | companies. |
| There are a number of websites that rate | | | | To find your state's website, google: "(your state) |
| insurance companies. Three of the best are: | | | | department of insurance." If your state doesn't list |
| A.M. Best (ambest.com) - A.M. Best rates | | | | complaints, go to the California Department of |
| companies based on their financial strength, credit | | | | Insurance website (insurance.ca.gov), or the New |
| worthiness, and indebtedness. Their ratings give | | | | York State Insurance Department website |
| you a good idea of a company's financial stability | | | | (ins.state.ny.us) - to get this information. |
| and its ability to pay claims. | | | | I recommend choosing a company with the least |
| I recommend going with a company that has an | | | | complaints per number of policy holders. |
| "A" rating or higher. | | | | Where can I find the best companies with the |
| J.D. Power & Associates (jdpower.com) - J.D. | | | | best rates? |
| Power rates companies on customer experience, | | | | Insurance rates from one company to the next |
| policy offerings, and pricing. Their ratings tell you | | | | can vary dramatically, so the only way to know |
| how well a company treats its customers and | | | | you're getting a cheap rate is to get quotes from |
| how good their policies and prices are. | | | | as many companies as you can and compare |
| I recommend choosing a company that has a | | | | them. The easiest way to do that is at an |
| three rating or higher in their Overall Experience | | | | insurance comparison website where you can get |
| category. | | | | rate quotes from multiple A-rated companies (see |
| Your State's Department of Insurance Website - | | | | link below). |