| There are six types of auto insurance coverage | | | | coverage, you will be repaid if your car is stolen |
| that a car insurance company may offer today. | | | | or if it is damaged by something except for an |
| The most basic type is liability coverage, which | | | | accident with another car. Natural disasters like |
| protects you if you are at fault in an accident. | | | | tornadoes or earthquakes, hail, falling objects, |
| Generally, you are able to opt for liability only | | | | vandalism, fire, or colliding with animals, which also |
| coverage, when you own your vehicle outright. If | | | | can cause damage to your car, are included in this |
| the car is financed, the lender as well as the | | | | coverage. Comprehensive coverage normally |
| insurance company will most likely require you to | | | | carries a deductible of $100 to $300. |
| have full coverage. A full coverage policy generally | | | | Collision: This insurance coverage pays if your |
| includes six types of coverage. And here lies the | | | | vehicle is damaged as a result of collision with |
| basic difference between car insurance and the | | | | another car or object. It also covers the damages |
| best car insurance. | | | | caused by potholes. If you are at fault in an |
| Property Damage Liability: This pays for the | | | | accident, this coverage will pay for the cost of |
| damage to someone else's property caused by | | | | repairing your vehicle, minus the deductible. This |
| your car, irrespective of the fact whether you | | | | insurance cover usually comes with a deductible |
| are driving it or someone else is driving it with | | | | of $250 to $1,000. |
| your permission. This coverage can be available as | | | | Medical Payments or Personal Injury Protection |
| cheap auto insurance that includes damage to | | | | (PIP): This insurance coverage ensures treatments |
| other types of property, both private and public, | | | | if you or any passengers in your vehicle are |
| such as fences, guardrails, telephone poles, homes | | | | injured in an accident. In some cases, PIP bear |
| or other buildings, or any other structures your | | | | further medical costs such as rehabilitation, and |
| car may have damaged. | | | | costs related to injuries such as lost wages and |
| Bodily Injury Liability: This covers injuries, caused | | | | even funeral costs. |
| to someone else either by the policy holder or | | | | Uninsured and Underinsured Motorist Coverage: If |
| any other family member included on the policy. It | | | | you are involved in an accident caused by an |
| also applies whether the injury is caused when | | | | uninsured or hit-and-run driver, this insurance |
| you are driving your vehicle or you are driving | | | | coverage will repay you for damage to your |
| someone else's vehicle with the owner's | | | | vehicle. Make sure to compare auto insurance |
| permission. | | | | rates to get affordable car insurance! |
| Comprehensive cover: With this car insurance | | | | |