| Failure to maintain adequate auto insurance | | | | Another very serious method of insurance fraud |
| coverage for your vehicles may result in high | | | | is the intentional damage to another vehicle on the |
| fines and liability if you are involved in an accident | | | | roadway by reckless driving. These drivers have |
| since new stringent laws make the owner of a | | | | been known to do such outrageous things as put |
| vehicle responsible for insurance coverage for | | | | their vehicle in the way of another vehicle to |
| their vehicle. With all the new insurance laws to | | | | cause the other vehicle to run into them; or they |
| protect you the driver and the purchaser of your | | | | may position themselves in front of another |
| auto insurance policy, they are still many people | | | | vehicle and put on their brakes causing the other |
| on the road who choose to try and "cheat " the | | | | vehicle to rear-end them. This liability for this type |
| system and attempt to collect compensation | | | | of accident is usually put on the driver in the rear |
| illegally. | | | | causing the fraudulent driver to look to be the |
| Even those people who falsely claim damage to | | | | innocent driver. |
| their vehicle when they have not been in an | | | | As you can seen, some people will go to great |
| accident, or exaggerate the damages made are | | | | lengths to procure monies in any way they can, |
| guilty of insurance fraud and will be prosecuted. | | | | even damaging their own property and |
| There are many groups of people on the road | | | | sometimes collecting high amounts of |
| today that intentionally set up accidents to their | | | | compensation which, in the long run, comes out of |
| advantage and make fraudulent claims thereby | | | | our pockets in the form of higher insurance |
| causing the insurance rates to go up even higher. | | | | premiums for the rest of us. |
| These fraudulent claims can be anything from | | | | Some of this fraud is done by large organizations |
| setting up an "intentional" accident, setting fire to | | | | of people who team together to make it a way |
| their vehicle or flooding it. These people, when | | | | of life for them. These are the hardest to catch |
| caught, will be charged with insurance fraud which | | | | and prosecute since they are so organized and |
| is a very serious crime. | | | | they are spread all over the United States, |
| One of the most serious examples of insurance | | | | particularly, in larger cities where they are not so |
| fraud is allowing the outright theft of their vehicle | | | | visible. I hate to pinpoint a certain nationality, but |
| by leaving the keys in the ignition where a car | | | | these groups usually have an accent of some |
| thief would surely see them; or even arranging | | | | sort and darker skin then the majority of |
| with an associate or acquaintance to steal their | | | | Americans and most likely are not citizens of the |
| vehicle and sell it in Mexico or hide the vehicle by | | | | United States. |
| disguising it and taking it to another state. | | | | |