| If you drive a car, you need car insurance to help | | | | property damages to other parties. Liability |
| pay for damages in the event of an accident. | | | | coverage can pay for medical costs, lost wages, |
| When you buy car insurance, you are buying a | | | | and pain and suffering, as well as damaged |
| policy from a company. The type of policy you | | | | property costs and courtroom costs. |
| should get will rely on a variety of factors, | | | | - Medical Coverage, which pays for medical |
| including how much you can pay, the type of car | | | | expenses directly related to an automobile |
| you drive, and what options you want covered in | | | | accident, regardless of who was at fault. |
| the event of an accident. | | | | - Personal Injury Protection, which covers the |
| Insurance companies offer many different types | | | | medical costs of the driver, regardless of who |
| of coverage, some of which might be required by | | | | was at fault of the accident. |
| state law, and others that might be optional. For | | | | - Rental Reimbursement, which covers the cost |
| example, in Wisconsin, most drivers will be | | | | of a rental car while another car is being repaired |
| required to hold an automobile insurance policy by | | | | after an accident. |
| June 2010, and the policy must provide a | | | | - Under-insured or Uninsured Motorist, which pay |
| minimum liability coverage of: | | | | for automobile damages and bodily injuries of the |
| - $15,000 for damages to property | | | | insured driver if the driver who caused the |
| - $50,000 for the injury or death of one person | | | | accident lacks sufficient coverage or has no |
| - $100,000 for the injury or death of two people | | | | coverage. |
| or more | | | | By learning about your own state laws and the |
| Insurance companies offer various types of | | | | different types of insurance, you can better |
| coverage, and some policies combine different | | | | prepare yourself for the important step of |
| types of coverage. The types of automobile | | | | choosing the right insurance company and policy |
| insurance coverage include: | | | | for you. It is important to choose a policy that |
| - Collision, which pays for damages to your vehicle | | | | meets your personal and financial needs, as well |
| caused by a collision. | | | | as choosing a company that will compensate you |
| - Comprehensive, which pays for damages to or | | | | properly in the event of an accident. For more |
| loss of a vehicle by an incident that is not an | | | | information about auto insurance policies and |
| collision accident, including theft, vandalism, fire, hail, | | | | coverage, visit the website of Kenosha car |
| wind, or flood. | | | | accident lawyers of Habush Habush & |
| - Liability, which pays for the accidental harm and | | | | Rottier, S.C. |