| When shopping for car insurance it is always a | | | | the driver, and your passengers' expenses for |
| good idea to be informed and to know what you | | | | injuries sustained when you are in an accident. |
| are looking for. One thing you will need to know | | | | Uninsured/Underinsured Motorists Coverage |
| are the various types of auto insurance coverage | | | | This will protect you in the event that you are in |
| available to you. | | | | an accident and the person who is at fault is not |
| Here are the main types of coverage. | | | | insured. |
| | | | |
| Bodily Injury Liability Coverage | | | | Comprehensive Coverage |
| This coverage is for any injuries sustained to | | | | This car insurance coverage will pay for damages |
| people involved in an accident where you are at | | | | to your car that are unrelated to an accident. For |
| fault. This is required by law in every state. Check | | | | example, this will cover any damages due to fire, |
| to see what the minimum requirements are in | | | | vandalism, or a tree falling on your parked car. If |
| your state. | | | | your car is being financed this type of coverage |
| Property Damage Liability Coverage | | | | may be required by your lender. |
| Property damage liability coverage will pay for | | | | Collision Coverage |
| damages to the other person's vehicle in an | | | | Collision coverage will cover any damages to your |
| accident where you are at fault. This is also | | | | car when you are in an accident. This type of |
| required by law in most states. | | | | coverage may also be required by your lender if |
| Personal Injury Protection | | | | your car is being financed. |
| Personal injury protection or PIP will cover you, | | | | |