| > | | | | This kind of auto insurance is designed for |
| This article provides useful, detailed information | | | | vintage, classic and collectible cars. It has all the |
| about Types of Auto Insurance Companies. | | | | benefits that comprehensive insurance offers, so |
| Different auto insurance companies offer different | | | | you are protected against all possible scenarios. |
| types of coverage to suit any need, budget, and | | | | Keep in mind that special car insurance does |
| car type. To know which one best meets your | | | | impose a certain limit— you can only drive |
| present requirements; you need to have a | | | | your vintage car for a limited number of road |
| thorough understanding of each type. | | | | miles a year. Be sure to talk to your insurance |
| Comprehensive Auto Insurance | | | | agent thoroughly about this matter. |
| This is the most common type of auto insurance. | | | | Third Party, Fire & Theft Auto Insurance |
| It is usually used for brand new to almost new | | | | As the name implies, you can only file for a claim |
| cars and vehicles that still have a relatively high | | | | under this type of insurance if you are at fault in |
| market value. This kind of insurance protects the | | | | a given accident, in the event of fire and if your |
| owner against every possible thing that could go | | | | car gets stolen. If you hit a wall or if another car |
| wrong — theft, injury, damage, etc. Filing | | | | hits you, you cannot claim for anything (you |
| for a claim is a snap — there is no need to | | | | should instead let the insurance company of the |
| show fault. Because of this, rates of | | | | person who hit you pay for the damages). This |
| comprehensive auto insurance tend to be high. | | | | insurance is inexpensive, and is ideal for people |
| It\'s a good idea to avail of this type if you can | | | | who drive older cars that have already |
| afford it, because it can give you peace of mind. | | | | depreciated in value. |
| Special Car Insurance | | | | |