| For the millions of drivers who have a great | | | | It is a legal requirement to at least provide third |
| sense of responsibility but have slightly less in the | | | | party only (TPO) cover for any car being driven |
| way of financial clout when it comes to running a | | | | on the roads of the UK. |
| vehicle on the roads of the UK, car insurance is | | | | Anything less than that would mean no insurance |
| an area that leaves little room for maneuverability. | | | | at all which, besides being illegal is also selfish, |
| Third party cover is often the only option available | | | | unfair and immoral and could leave the uninsured's |
| to those with a restricted budget as the cost of | | | | passengers and other road users extremely |
| a premium at this level is usually the cheapest on | | | | vulnerable. Being caught driving while uninsured |
| offer, even in the days when it's possible to find a | | | | would not only provide a criminal record and a |
| huge selection of cheap car insurance deals online. | | | | financial nightmare, but could also make it difficult - |
| Young drivers or those who are new to the | | | | if not impossible - to ever find a car insurance |
| world of motoring are the ones most likely to be | | | | company willing to offer cover again. |
| offered, or able to afford nothing more than, third | | | | Put simply, if you were involved in an accident |
| party cover as most UK car insurance companies | | | | that was deemed your fault, the other vehicle |
| would consider them to be a significant risk due | | | | and its driver would be protected by your third |
| to factors such as age and/or inexperience. A | | | | party insurance even though your policy would |
| vehicle that is over thirty years old will also be | | | | not allow you to claim for any damage done to |
| sure to attract nothing above third party | | | | your own car. Death or injury of third parties |
| insurance quotes from most of the leading high | | | | would be covered, as would the policy-holder's |
| street and direct insurers, unless it is of great | | | | legal costs in the event of such claims, but such a |
| value, in which case the appropriate level of cover | | | | basic level of insurance should only be considered |
| can be obtained from specialist companies that | | | | if budget restrictions or diminished car value allow |
| deal mainly with classic car insurance. | | | | for nothing else. |