| When it comes to your house, your most | | | | for a company that's going to offer you a better |
| valuable (and most expensive) possession, you | | | | deal. Time's at a premium for most of us thanks |
| want to leave no stone unturned when you're | | | | to our almost instinctive need to cram 26 hours |
| talking about preserving your investment-or | | | | worth of work and activity (with a little family |
| making sure there's an investment to preserve if | | | | time boot) into a 24 hour period. |
| disaster strikes. Unfortunately, the value of your | | | | We have better things to do with our time than |
| homeowners insurance isn't the only thing you | | | | call insurer after insurer and hope for the best. |
| want to think about. You get what you pay for, | | | | And then there's the part where most |
| so theoretically you could strike a deal that would | | | | homeowners insurance companies offer you a |
| lock your home's safety up tighter than Ft. Knox; | | | | great discount on your coverage for deciding to |
| however, you're going to pay a fortune for it! | | | | stick with them rather than shop around. Those |
| Theoretically, once you've found a homeowners | | | | savings tend to accumulate over time, eventually |
| insurance company that's going to give you a | | | | building up into a solid deal on your insurance |
| good deal without charging you a fortune for it | | | | coverage. |
| you should stick with it, right? Maybe. Maybe not. | | | | The Cons of Not Shopping Around |
| Sometimes when you're playing the insurance | | | | Of course, long term gains are great, but It's not |
| game you have to weigh the odds and make the | | | | going to do anything about your need to save |
| choice to stay or to go based on what's going to | | | | money today! Homeowners insurance companies |
| be best for your wallet in the short term as well | | | | are doing their best to keep their insurance rates |
| as the long-and sometimes that means bidding a | | | | competitive for their new customers, which |
| fond farewell to your current provider, no matter | | | | means you could be paying more than the new |
| how good a deal they cut you when you first | | | | kids on the block if you've been hanging around |
| bought your policy! | | | | for a while. You might be surprised (and secretly |
| Pros of Sticking with Your Current Homeowners | | | | thrilled) to realize that you could save a |
| Insurance Provider | | | | considerable amount of money on your |
| Before we start talking about all the reasons you | | | | homeowners insurance just by taking the time to |
| want to go, why not take a second to talk about | | | | hunt around and find a company that's going to |
| the reasons you want to stay? Aside from the | | | | woo you away from your current homeowners |
| fact that filling out paperwork is a pain (and | | | | insurance provider. |
| there's always a pile of paperwork involved in | | | | And in the wooing help you save hundreds while |
| buying a new homeowners insurance policy) you | | | | protecting your home. |
| also have to take the time to go hunting around | | | | |