| When it comes to liability auto insurance, every | | | | One thing you must know while on the subject of |
| state has set limits required to maintain while | | | | property damage is how liability coverage will not |
| operating a vehicle within that particular state. | | | | pay for damages done to your own vehicle. If |
| Mandatory insurance coverage varies from state | | | | you negligently crash your own vehicle it will be a |
| to state. The state of Minnesota requires all | | | | total loss if you have no collision coverage. This is |
| motorists to drive covered with 30/60/10 liability | | | | why collision coverage is recommended and |
| limits. These limits are the state minimum | | | | sometimes required by lending institutions. |
| requirement in Minnesota. How does it work | | | | Have you ever found yourself concerned with |
| though? Understanding Minnesota auto liability | | | | how much liability auto insurance the other |
| coverage is easy. Liability coverage pays for | | | | motorist has. What if you get into an accident |
| damages you cause to others. 30/60 is the | | | | which isn't your fault? Will the other motorist have |
| coverage required for bodily injury you cause in | | | | enough coverage to pay for the bodily injury |
| an accident while the 10 represents $10,000 of | | | | caused to you or your passengers? Uninsured and |
| coverage for property damage you cause to | | | | underinsured motorist coverage will pay for the |
| another vehicle if found negligent. This coverage | | | | bodily injury caused to you and your passengers |
| will pay up to $30000 for one persons injuries and | | | | if in fact the other motorists coverage is not |
| up to $60,000 for all injuries. | | | | enough. |
| It only costs a few more bucks a month to | | | | Liability insurance coverage is not only a |
| increase this coverage to 50/100/50. If you cause | | | | mandatory policy needed in order to drive legally, |
| a collision and total out the other drivers vehicle, | | | | it's also the policy which will protect in the event |
| $10,000 will not go to far. However, $50,000 will | | | | of an auto accident. Make sure to take a minute |
| cover most automotive property damage losses. | | | | and decide how much coverage is right for you. |