| Insurance to protect a home and its contents is | | | | thousand dollars worth of contents coverage. |
| not only for homeowners. It is also for people | | | | 2) Protection for the interior of your home. While |
| who rent. In fact, renters insurance coverage is a | | | | your landlord most likely has their own insurance |
| fantastic bargain, one of the best value policies | | | | to protect the domicile that you rent, renters |
| out of all types of insurance coverage. However, | | | | insurance will protect you in case you are |
| only 1 out of every 5 renters are currently | | | | personally responsible for causing damage to the |
| covered. Below is a description of the 3 main | | | | residence. It also covers you in case any visitors |
| aspects of renters coverage and why they are | | | | you have cause the damage. |
| so important. | | | | 3) Personal liability. Not only will a policy protect |
| 1) Contents protection. This is the coverage for all | | | | your things and your residence, it will also provide |
| of the stuff that you own. From furniture to | | | | you personal protection in case you are ever |
| clothes, electronics to golf clubs. Renters policies | | | | sued for damages caused to someone while they |
| cover any and all of the things that you own and | | | | are at your residence, or on your property. Just |
| store in your home. The coverage limits that you | | | | because you don't own the house, doesn't mean |
| are issued will depend on how much you are | | | | you can't be found liable. Renters coverage will |
| willing to spend. However, a policy that runs about | | | | take care of your legal defense, and will help to |
| ten dollars a month will get you about twenty | | | | offset any judgments placed against you. |