| When you rent a car, you often think you do not | | | | deductible and insurance terms will be placed onto |
| need insurance. However, it is required by law. As | | | | the rented vehicle as well. The same terms and |
| a driver, you should know that it is illegal to drive | | | | conditions that apply to your own vehicle will be |
| a vehicle without having a valid insurance policy on | | | | applied on your rental. If your rental does get into |
| it. Rentals are usually taken up on leisure trips to | | | | an accident, your insurance company will be taking |
| various places. Often times, the renter will be | | | | care of the costs involved. In return, your |
| traveling a far distance, and anything can happen. | | | | insurance premium will rise. You may have to pay |
| It is in the renters best interest to get insurance | | | | the deductible on your policy, depending on the |
| for his/her rented vehicle. Depending on your | | | | situation. |
| current insurance policy, it may be able to cover | | | | If you do not have your own insurance policy, |
| your rented vehicle. | | | | you will need to obtain it from the rental |
| If you currently have an insurance policy for your | | | | company. All rental companies have different |
| vehicle, it could be used to cover the rental | | | | types of insurance policies. However, there are |
| vehicle. The rental company will be able to let you | | | | two main types of policies; Part Liability Insurance |
| know if this is the case. If this is indeed the case, | | | | and No Liability Insurance. Part Liability Insurance |
| you will be saving about thirty dollars per day. | | | | will only cover part of the damages that occur on |
| When you are at the rental counter, you really do | | | | the vehicle. Often time's there is a limit that rental |
| not have hours to decide on what to do. It is that | | | | company will pay, and after that you will be |
| one answer you give in those few minutes, which | | | | required to pay the rest. If a company says, the |
| will make a difference. Let's take a look at the | | | | limit is $300; they will pay up if the damages are |
| various options that are available for you, in terms | | | | less than $300. The later choice is No Liability |
| of insurance. | | | | Insurance; which does not hold you liable for |
| When going to rent a vehicle, bring your insurance | | | | anything. You could get into an accident and you |
| card with you. This will have all the necessary | | | | will not be responsible for any of the damages. |
| information the rental company requires. They will | | | | There are other small insurance options that take |
| be able to check with your insurance company to | | | | care of you as well. For a small fee, rental |
| see if they can cover your rental. It is also | | | | companies will pay for a hotel if something |
| important to hold onto while driving in case you | | | | happens to your vehicle. This will include towing |
| are pulled over by the police. It can save you | | | | your vehicle and providing a new one as well. As |
| some time in the end. If you are renting the | | | | you can see, it is quite beneficial to have rental |
| vehicle in the same country you live in, your | | | | insurance. |