| We all are quire familiar with taking an insurance | | | | Why is it important for me to take a non-owned |
| policy on our own car, but does something like | | | | auto insurance policy? Let's take an example here. |
| this exist for a rented car. Sure it does! | | | | You may be on a business call, where you have |
| When you rent a car, you need to make sure | | | | to go and meet one of your clients. You decide to |
| you have insurance coverage to protect you | | | | rent a car to meet the client. On the way an |
| against unforeseen circumstances that may occur | | | | accident occurs and some one is injured in the |
| when you are driving the car. Non-owned auto | | | | accident. Non-owned auto insurance policy will pay |
| insurance policy is the kind of insurance you take | | | | for the damages you have caused to the injured |
| for a rented car. | | | | person. |
| A non-owned auto insurance policy is an option | | | | Non-owned insurance can help you in many ways. |
| you can take instead of buying liability coverage | | | | However, there is a downside to this coverage. It |
| from the rental company when renting a car. A | | | | does not provide you collision coverage. What is |
| coverage that's about $300 would be ideal and | | | | collision coverage and what does it provide you? |
| taking it would actually help you save money as it | | | | Collision coverage is what you use to pay for |
| is cheaper if you are frequently renting cars. | | | | damages occurring to your car in the event of an |
| So what does the non-owned auto insurance | | | | accident with another car, object or if the car rolls |
| policy do for you? Well, non non-owned auto | | | | over in such an event. So, be sure to get this |
| insurance policy will provide coverage in the event | | | | coverage by buying it from the rental company. |
| of an accident wherein there is damage to | | | | Another option is to check if your credit card |
| someone' else car, the car passengers or to | | | | company provides such coverage. Usually credit |
| people walking in the street who have been | | | | card companies provide for collision coverage |
| injured as a result of the accident. | | | | when you pay for the rented car using their card. |
| The other benefits you get from this policy is | | | | However, you need to look into all aspect of the |
| under-insured and uninsured coverage and | | | | terms and conditions applicable for collision |
| coverage for medical expenses occurring to you | | | | coverage before fully considering this as an option |
| or the car passengers. | | | | for collision coverage. |