| 1. Do regular checks on your plumbing and | | | | 3. Make sure you do not leave ladders lying |
| upgrade once it becomes necessary. Reports | | | | around. They could actually aid a burglar. Don't |
| show that water damage is the most common | | | | leave your tools, machinery or such on the lawn |
| claim on homeowner's insurance policy. This simply | | | | or anywhere in the open as they could cause |
| means that if you can show your insurer that | | | | injury and increase your liability claims. Like ladders, |
| you've taken steps to reduce or remove the risk | | | | tools and such could aid a burglar in breaking into |
| of water damage, you'll lower your homeowners | | | | your home. All such things will eventually increase |
| insurance rate. Be sure to inform your agent once | | | | your homeowners insurance premium if you don't |
| you upgrade your plumbing system. | | | | keep them in the right place. |
| 2. Maintain your home if you want lower | | | | 4. Insurance quotes sites offer a great |
| homeowners insurance rates. Look at those dead | | | | opportunity for you to save much in homeowners |
| limbs on trees on your property. They could raise | | | | insurance despite your profile. Get and compare |
| a liability issue. Anything that could cause injury to | | | | home insurance quotes from up to five or more |
| someone on your compound should be taken | | | | insurance quotes sites. You can save hundreds of |
| care of as soon as you notice it. Such a good | | | | dollars by just doing this. It will take you only |
| maintenance culture would lower your home | | | | about 5 minutes per site. |
| insurance premium. | | | | |