| If you own a motor vehicle you will have the | | | | recommend doing this if you are living on a tight |
| monthly expense of auto insurance no ifs ands or | | | | budget because you will have more out of pocket |
| buts. Just about every state has laws that govern | | | | expense if you have an accident. |
| insurance coverage. Insurance is for your benefit. | | | | If you have teenagers in the home that are |
| If you have an accident your insurance will keep | | | | of driving age you can talk to your agent about |
| you from an economic catastrophe. This is | | | | discounts for good students. Now what qualifies |
| especially true if you are the one found at fault. | | | | as a good student will vary from one agency to |
| The following is a list of 5 tips to help reduce your | | | | the next. Being a good student does not |
| monthly premiums. | | | | necessarily mean they have to be on the honor |
| Think about what you are doing. If you are | | | | role. Just talk to your insurance rep it can never |
| making a purchase of a new car then purchase | | | | hurt. |
| one that has a high safety rating. If you purchase | | | | Make sure your teens take part in any |
| a vehicle with a high safety rating you are going | | | | driver's education courses through their school as |
| to pay less on your premiums. A high safety | | | | this may help them qualify for a discount. Do not |
| rating means you are less likely to be seriously | | | | just assume that your insurance agent is looking |
| injured in an accident and that will cost the | | | | out for you shop around. Just because someone |
| insurance company less. | | | | is using a gecko in their cute little advertising |
| Check over your coverage and get rid of | | | | campaigns does not mean you can really save |
| things you do not use. For example what is the | | | | 15% on car insurance. Who do you think pays for |
| age of your car? If you are driving an old car | | | | that cute advertising campaign? |
| then collision and comprehensive insurance would | | | | One size coverage does not fit all. Examine your |
| really be of no benefit to you. In most cases the | | | | policy, research your situation, look for the |
| deductible would be more than the claim. | | | | situations that may cause you to qualify for a |
| Visit the N.A.D.A. website or you can visit | | | | discount, and be smart about your shopping then |
| Edmunds and find out what the value of your | | | | you too will enjoy significant savings. Do not rely |
| vehicle is. You can raise your deductible to $1,000 | | | | on your insurance company to do what is best |
| and this will decrease your monthly premium. This | | | | for you. Get with it and do the research and get |
| is kind of like playing Russian roulette. I would not | | | | the information you need to save big. |