| Why is it that some people pay hundreds of | | | | insurance agency is going to charge more to |
| dollars more each year for the very same | | | | insure a Dodge Viper than they are going to |
| insurance coverage that someone else pays much | | | | charge to insure a Volvo station wagon. If you're |
| less for? Some of it has to do with driving record | | | | really concerned with auto insurance rates, find |
| and even their credit rating, but sometimes it just | | | | out how much insurance will be on a specific car |
| comes down to which car insurance agency | | | | before you buy it. |
| they're working with. Before you purchase your | | | | If you have more than one insurance policy with |
| next auto insurance policy, there are a few things | | | | an agency, make sure you're getting a multi-policy |
| you need to keep in mind. | | | | discount. If you don't, consider moving your |
| Don't assume you're going to get the lowest | | | | homeowner's policy to the agency that insures |
| rates if you have a tarnished driving record or | | | | your car or take out a small renter's insurance |
| bad credit. Many people think that a perfect | | | | policy. It can provide you with a significant savings |
| driving record is enough to get a low insurance | | | | on your driver's policy. |
| rate. While that was true ten years ago, it's no | | | | Make sure you comparison shop. Your driver's |
| longer the case. Insurance companies now look at | | | | record and your credit can be picture perfect and |
| your credit rating in addition to your driving record. | | | | one car insurance agency may still charge you |
| A few dings on your credit report can cause your | | | | hundreds more than the next one for the very |
| insurance rates to hike up. | | | | same coverage. Get apples to apples quote |
| Another thing you need to factor into the | | | | comparisons so you know exactly which car |
| equation is the type of car you drive. A car | | | | insurance agency is offering you the best deal. |