| Do not attempt to drive an automobile in the | | | | however. Talk to your insurance agent and see if |
| state of Maryland without automobile insurance. If | | | | your company offers a discount for seniors who |
| you are caught driving on a public road in Maryland | | | | have successfully completed a refresher driver's |
| without automobile insurance your license plates | | | | course. Many companies offer a monthly premium |
| can be confiscated and your registration revoked. | | | | discount of as much as 10% to qualifying seniors. |
| No new registration and no new plates will be | | | | If you have an older car, especially one with little |
| issued to you until you can prove that you have | | | | or no trade-in value, you might consider canceling |
| the required insurance coverage. In addition you | | | | your collision and comprehensive coverage on |
| may be subject to additional criminal penalties | | | | your car. If your car is damaged in an accident |
| imposed by the courts. | | | | your insurance won't pay for its repair or |
| In other words, it really doesn't make any sense | | | | replacement, but if your car had little Kelly Blue |
| to even try to drive an automobile in Maryland | | | | Book value before the accident then your |
| unless you carry insurance. | | | | insurance company would not have paid anything |
| Automobile insurance in Maryland does not have | | | | for it anyway - so you really lose nothing and |
| to be prohibitively expense for most drivers. In | | | | save a considerable amount of money. |
| fact, there are several things you can do to help | | | | One of the most dramatic things you can do to |
| keep your rates as low as possible. | | | | lower your automobile insurance rates is to |
| Start by keeping a clean driving record. A | | | | increase your policy's deductible. Your deductible is |
| speeding ticket or a drunk or impaired driving | | | | how much money you will pay out of your own |
| conviction will cause your automobile insurance | | | | pocket if you should have a claim. Since you will |
| rates to rise to the stratosphere. Likewise, | | | | be paying for a portion of each claim your |
| accidents, especially accidents that are deemed | | | | insurance company is willing to reduce your |
| your fault, will also cause your monthly premiums | | | | monthly premiums. |
| to rise sharply - and once your premiums have | | | | O.K., now it's time for you to jump online and |
| risen because of any of these factors they are | | | | check out at least 3 of the many websites that |
| likely to stay high for several years. Changing | | | | offer to let you compare automobile insurance |
| insurance companies does no good; your records | | | | policies and prices at multiple insurance companies |
| are available to all automobile insurance companies. | | | | side-by-side. Take the extra time and fill out all of |
| If you are below 25 years of age then you know | | | | the necessary information on at least 3 different |
| that automobile insurance is especially costly for | | | | comparison websites. In this way you will be |
| you. If you are still in school and you want to | | | | certain to have compared every insurance |
| keep your rates as low as possible then stay in | | | | company that sells automobile policies in Maryland |
| school and work hard; average grades of "B" or | | | | and you can rest assured that you have saved |
| better will save you as much as 5% in monthly | | | | money and gotten discount automobile insurance |
| premiums at most insurance companies. This is | | | | in Maryland. |
| known as a Good Student Discount. | | | | The point of all this is that you are not helpless |
| If you are 55 years of age or more you may | | | | when it comes to controlling how much you pay |
| have noticed your automobile insurance rates | | | | for automobile insurance here in Maryland. |
| creeping up. They don't have to remain high, | | | | |