| With the economy being how it is, everyone is | | | | times the premium. If your car is not worth 10 |
| looking to save money. The best way to save | | | | times the premium it is not cost effective to |
| money on your car insurance is to get auto | | | | have the coverage you do. |
| insurance quotes to find the best deals. The items | | | | 4. A deductible is what you pay before the |
| listed below are some things that can help you | | | | insurance policy starts to pay. You are able to |
| get the best quote to save you the most money. | | | | drop the cost of collision and comprehensive |
| 1. The first thing that you need to do is go around | | | | coverage by 15 to 30 percent by simply |
| to a couple of companies and get quotes from | | | | increasing your deductible from $200 to $500. |
| each of them. The price of your quote will vary | | | | Even more impressive, if you go to a $1000 |
| depending on which company you choose. | | | | deductible you can save 40% or more! It is |
| You should also try and get a quote from the | | | | important that you do not raise your deductible to |
| various types of insurance companies. Some | | | | save money if you do not have the money to |
| companies sell through their own agents that | | | | cover the deductible. |
| work for them, some sell through independent | | | | 5. Low mileage discounts are offered to those |
| agents that sell policies from many insurance | | | | who do not drive a lot of miles a year. If you |
| companies, and some do not even use agents | | | | drive a lower than average number of miles a |
| and just sell directly to you. To get the best price | | | | year or you are apart of a car pool you can |
| you need to talk to all these different types of | | | | receive a discount on your premium. |
| insurance companies. | | | | 6. A great way to save money on your auto |
| 2. If you have not bought a car yet you need to | | | | insurance quote and your homeowners insurance |
| look into the insurance costs of the different cars. | | | | quote is to get coverage on both through the |
| Some of the factors that go into auto insurance | | | | same insurer. You can also save a little money if |
| quotes are the cost to repair the car, the cars | | | | you insure multiple vehicles under the same |
| overall safety, the price of the car, and the | | | | company. You may save money by getting your |
| chance of it getting stolen. If your car has a good | | | | coverage from different insurance companies, so |
| safety record which will reduce the risk of injuries, | | | | still look around though. |
| and has a low likelihood of getting stolen, the | | | | With the economy how it is everyone is looking |
| insurer will offer you a discount. | | | | to save money, and auto insurance is one thing |
| 3. If you own an older car you should consider | | | | that is expensive. By using the tips above you |
| dropping comprehensive and/or collision coverage. | | | | can get a cheap auto insurance quote that will |
| A good rule is that your car should be worth 10 | | | | save you money but still insure your car. |