| If you are looking to buy some homeowners | | | | since they get paid for helping you, not simply for |
| insurance, when you first start researching the | | | | representing a single company. |
| different kinds available, you may be confused | | | | Some Tips to Help You to Find a Good Home |
| because you see an insurance agent and a home | | | | Insurance Broker |
| insurance broker. They are two different things, | | | | 1. Check Their License - Insurance brokers need |
| and I am going to help you to figure out the | | | | to be licensed by the state, so be sure to check |
| difference between the two, since they both go | | | | for proof of their license. You can even call your |
| about helping you in two different way. | | | | state's insurance department to double check if |
| An agent is someone who usually only works for | | | | you aren't sure. It is standard procedure, and any |
| one insurance company. Since they work for that | | | | good home insurance broker should comply easily. |
| company, they will only be trying to sell you a | | | | If someone gives you a hard time about it, you |
| policy that is from their company. They may list | | | | definitely don't want to work those people. |
| you different policy options that they have in the | | | | 2. Get Recommendations - Your family, friends, |
| company, but it's all from that same company. | | | | and coworkers all probably get home owners |
| They usually are sales people, and they are hired | | | | insurance and so they are great people to talk to, |
| by the company to get more sales for them. | | | | to see if they used a home insurance broker and |
| Home insurance brokers are not the same as | | | | if that person was a good person to work with. |
| above, because they aren't just hired by one | | | | Hopefully these tips can help you to find just the |
| company to sell that company's insurance. They | | | | right home insurance broker for your needs. I |
| can represent a lot of insurance companies and | | | | hope you now know the different between a |
| they will compare the different policies and prices, | | | | broker and an agent. Good luck, and congrats on |
| and find the best one for you. They are | | | | owning a home! |
| essentially working for you trying to help you out, | | | | |