| Choosing a car insurance policy can be a big | | | | Comprehensive: Covers damages to your car |
| decision. But it doesn't have to be a difficult one. | | | | that are not accident related such as fire, theft, |
| Here are some tips on how to decide on auto | | | | or vandalismo Collision: Covers damages to your |
| insurance. | | | | vehicle in an accidento Uninsured/ Underinsured |
| 1. Know Your State's Requirements | | | | Motorists: Covers you if you are in an accident |
| Every state has different minimum levels of | | | | and the at fault driver has no insurance or an |
| insurance that are required. Check and see what | | | | inadequate amount of insurance |
| your state's minimum requirements are. You will | | | | 3. Know What Affects Your Rates |
| need at least this much car insurance coverage | | | | Car insurance companies look at many things |
| on your policy. | | | | when deciding the rate they will give you. They |
| 2. Know Your Coverage Options | | | | will look at things like:o Ageo Gendero Locationo |
| There are many different types of auto insurance | | | | Credit Scoreo Vehicleo Driving Recordo Claims |
| coverage available. Some of the most common | | | | History |
| types include:o Bodily Injury Liability: Covers the | | | | All of these factors are considered by the car |
| medical expenses of people injured in an accident | | | | insurance company when determining your rates. |
| when you are at faulto Property Damage Liability: | | | | 4. Know How To Shop Around |
| Covers the damages of the other vehicle in an | | | | Shopping around for insurance is a great way to |
| accident where you are at faulto Personal Injury | | | | save money. Compare quotes for auto insurance |
| Protection (PIP): Covers the medical expenses of | | | | policies online to determine where you can get the |
| you and your passengers in an accidento | | | | best deal. |