| Looking for homeowners insurance comparisons? | | | | button at the top of the page, then click on |
| Here are the best places to compare insurance | | | | "Homeowners Insurance Company Ratings" at the |
| companies and insurance rates. | | | | bottom of the next page. |
| Where to Compare Companies | | | | 3. A.M. Best - The A.M. Best website provides |
| When you purchase homeowners insurance you | | | | financial information about insurance companies. |
| not only want the best price, you also want a | | | | Their ratings will give you a good idea about their |
| reliable company who will be there when you | | | | financial stability and their ability to pay their claims. |
| need them and will pay your claims on time. Here | | | | To check out a company's financial rating at the |
| are three websites where you can check out | | | | A.M. Best site, go to: ambest.com, click on the |
| insurance companies: | | | | "Ratings & Analysis" button at the top of the |
| 1. Your state's department of insurance - All | | | | page, then enter the name of the homeowners |
| states have a department of insurance website | | | | insurance company you want to check out in the |
| that includes consumer information. Most of these | | | | box below "Best's Rating." You'll need to register |
| sites maintain a list of complaints filed against | | | | with A.M. Best before you can get your ratings. |
| insurance companies by disgruntled policy holders. | | | | Where to Compare Rates |
| The number of complaints a company has gives | | | | The easiest way to compare homeowners |
| you a good idea of how it treats its customers. | | | | insurance rates is to go to an insurance |
| If your state doesn't list consumer complaints you | | | | comparison websites where you can get rate |
| can get that information at the California | | | | quotes from a number of different companies on |
| Department of Insurance website. Go to: | | | | one website. |
| insurance.ca.gov, click on the "Consumers" button | | | | Visit or click on the following link to get |
| at the top of the page, then click on "Studies and | | | | homeowners insurance rate comparisons from |
| Reports," and "Consumer Complaint Study." | | | | top-rated companies and see how much you can |
| 2. J.D. Power & Associates - J.D. Power features | | | | save. You can get more tips and advice in their |
| consumer satisfaction ratings based on policy | | | | Articles section, and get answers to your |
| offerings, pricing, billing and payment, and | | | | questions from an insurance expert by using their |
| contacting the insurer. Their ratings give you a | | | | online chat service. |
| good idea how a company treats its customers | | | | The author, Brian Stevens, is a former insurance |
| and how well it pays its claims. | | | | agent and financial consultant who has written a |
| To check out a company on J.D. Power's website | | | | number of articles on homeowners insurance |
| go to: jdpower.com, click on the "Insurance" | | | | comparisons. |