| When is a good time to get an auto insurance | | | | and your credit score will start to go down. Every |
| estimate? Is it when your policy expires? Yes! Is | | | | time you get an auto insurance estimate, and give |
| it also whenever you are just looking to save a | | | | your Social Security number, your credit gets |
| little money on your budget? Yes! There is never | | | | pulled and the three credit reporting agencies see |
| a bad time to get a new quote on your auto | | | | that as some kind of attempt to secure credit - |
| insurance, as long as you do it the right way - | | | | something they don't like. |
| online. | | | | So, by getting your quote online, on a website |
| One of the primary advantages of getting an | | | | that allows you to get multiple quotes at once, |
| auto insurance estimate online is that you can get | | | | you will protect your credit, and as a result, you |
| multiple estimates all at one time. Of course this | | | | will get a better rate. Most insurance premiums |
| makes life a lot easier, but it also saves you | | | | are based, at least in part, on your credit score, |
| money because you are not having your credit | | | | and the higher your credit score, the less you will |
| record pulled, time and time again. By getting all of | | | | pay for insurance, regardless of how you plan on |
| your estimates in one sitting, one day, your credit | | | | making your payments. |
| record will reflect only one "hit", and your credit | | | | By shopping online, you are also allowed the |
| score will remain intact. | | | | opportunity to play around with different types of |
| If you make the mistake of getting a quote | | | | coverage and deductible amounts, so that you |
| every month or so, your credit record will show it | | | | can find a policy that fits your wallet. |