| Whether you own a single or several courier | | | | type of cover between insurers. If short term |
| vehicles in you business, different types of courier | | | | cover is what you are after speak with the |
| insurance are available to meet your needs. | | | | insurers to discuss whether this option is available. |
| Owner drivers can also be covered with policies | | | | Some courier insurance does not automatically |
| which are tailored by the insurance company to | | | | come with Goods In Transit cover. If you require |
| meet your individual requirements. | | | | to have Goods In Transit cover this can be |
| Vehicles which are under a lease agreement can | | | | arranged to suit your business needs. |
| be offered suitable insurance to ensure the terms | | | | Goods In Transit insurance is available for goods |
| and conditions of the lease are fully met. | | | | which you are carrying for someone else and |
| There are various different insurance options to | | | | receiving payment or reward or if you carry your |
| cover all types of courier vehicles and businesses. | | | | own goods which need to be insured. Many |
| Each insurance company has its own terms, | | | | customers will require you to have suitable Goods |
| conditions and criteria when it comes to courier | | | | In Transit insurance and may refuse to you use |
| insurance, as such it is best to speak with several | | | | your courier services unless this is in place. |
| insurers before committing to a courier insurance | | | | Many customers will also require you to have |
| policy. | | | | appropriate Public Liability insurance as well as |
| Most courier insurance has an age restriction for | | | | Goods In Transit. There are different levels of |
| drivers. Generally insurers require drivers to be 25 | | | | each type of additional insurance, therefore it is |
| years old and over. Drivers under this age can | | | | advisable to speak with the insurers who will |
| also be legible for insurance cover, however it will | | | | arrange for these to be included in the policy. |
| be necessary to speak with the insurance | | | | Owners of several courier vehicles may find it far |
| company and ask them to include on the policy. | | | | more cost effective to have a fleet courier |
| Some insurers also have an upper age limit for | | | | insurance. Fleet insurance can not only offer you |
| drivers, again speak with the insurers who will | | | | savings on your courier insurance, it can also save |
| tailor insurance to meet your needs. | | | | you the time and worry of having numerous |
| No claims discounts earned on non-courier vehicles | | | | individual policies to remember to renew each |
| can sometimes be transfer no claims bonuses | | | | year. |
| from private car policies, although automatic | | | | Different types of fleet courier insurance is widely |
| transfer is not guaranteed and the discounts | | | | available. For those who operate different types |
| offered may not be as high. | | | | of vehicles, such as vans, cars, motor bikes and |
| Flexible payment options are available from most | | | | dispatch riders these can usually be included on a |
| courier insurance companies to help spread the | | | | mixed fleet policy. Speak with the insurers to find |
| cost of the premiums. | | | | out whether fleet courier insurance will suit your |
| Short term courier insurance is also offered by | | | | business needs more effectively than individual |
| some insurers, who will arrange policies for three | | | | policies. |
| months only. There are huge variations is this | | | | |