| Finding the right car insurance for you can be a | | | | anything that you may be responsible for |
| tricky task filled with pitfalls and distractions. By | | | | damaging. By paying more you can insure that |
| far the easiest and best way to purchase auto | | | | you and your vehicle are protected, even if the |
| insurance is via the internet. Within a few minutes, | | | | accident was your own fault. This is called |
| you can have a list of over 50 different insurance | | | | comprehensive insurance, and is naturally more |
| companies (each with a quote of their own) all | | | | expensive than limited liability insurance, because |
| vying for your signature and for your money. Car | | | | the insurer is twice as likely to have to payout (as |
| insurance policies are so expensive because | | | | they will be paying out on ALL accidents, to you |
| insurance companies can potentially have to pay | | | | and possibly to a third party). You can also take |
| out over $50,000 for each person that they | | | | out collision insurance as an added extra, which |
| insure. To ensure that they break even, they | | | | pays for any damages caused by a collision. |
| must charge you a certain amount, based on the | | | | There are a few other types of insurance |
| likelihood that you will crash or be involved in an | | | | additions that you can have, such as breakdown |
| incident that causes them to payout (such as fire | | | | cover and windscreen/glass replacement cover. |
| or theft). The simple act of driving a car down | | | | These are not so popular, as it is often cheaper |
| the freeway is in itself a huge risk to an insurance | | | | to get breakdown cover from a third party |
| company. | | | | company, and windscreen cover is rarely needed. |
| Basic car insurance is there to protect anyone or | | | | |