| After a few accidents or a DUI, you may need | | | | Trade off a cool (and expensive) car for lower |
| to know how to find high risk Washington car | | | | insurance premiums. The more expensive the |
| insurance for cheap. However, other factors can | | | | vehicle is, the more expensive it will be to fix or |
| classify you as a high risk driver, so I will first | | | | replace. Lower your monthly car payment and |
| review those and then give a few tips to help | | | | insurance payment in one shot by trading in. |
| obtain cheap WA high risk auto insurance. | | | | If you are able to find a cheaper (and usually |
| Washington High Risk Insurance Basics | | | | older) vehicle, consider what types of coverage |
| Many different factors can enter someone into | | | | you want on your policy. If you have a vehicle 10 |
| the high risk category. Here are the most | | | | years or older, most insurance agents will |
| common occurrences that lead to this: | | | | recommend you keep liability only on it rather |
| Driving under the influence, or a DUI/DWI | | | | than physical damage coverage based on the |
| A large number of accidents and/or tickets within | | | | value of the vehicle. |
| a short period of time | | | | Check out our page on auto insurance discounts. |
| Inexperienced or young driver (usually the ages of | | | | Not all of these revolve around a good driving |
| 16-21) | | | | history, so it's important to do the research. For |
| Reckless citations | | | | example, young drivers may qualify for a good |
| Accidents resulting in death | | | | student discount based on their grades, or if you |
| Other factors can lead to being placed in the | | | | have multiple vehicles you are insuring you can |
| non-standard, or high risk, category for insurance | | | | qualify for a discount. Further, combine all your |
| companies, but these are the main ones. You | | | | insurance needs- homeowners/renters, auto and |
| may need to file an SR-22 form, once you have | | | | life- for applicable discounts on each policy. |
| been labeled as a high risk driver. | | | | Compare Cheap Washington High Risk Auto |
| Ways To Find Cheap High Risk Rates In WA | | | | Insurance Quotes Online |
| Finding cheap high risk car insurance in Washington | | | | Don't be discouraged by the insurance companies |
| starts with using the basics anyone can use to | | | | categorizing you as "high risk." Different |
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| tips to start you off: | | | | rates so the more companies you compare then |
| Invest your time to shop around. Although it is | | | | the better chance you have of finding the |
| easier to just pick a company that a friend has | | | | cheapest rate. Look around at many companies |
| recommended, everyone has different factors | | | | to find the Washington car insurance that is best |
| such as age, driving record, or even work | | | | for your needs and individual situation. Start |
| commute. It's best to do the work on your own | | | | comparing companies by using a free search tool |
| to compare which company will suit your needs | | | | now to find high risk Washington car insurance |
| and your wallet best. | | | | cheap! |