| Finding auto insurance quotes online is easy, but | | | | of an accident. |
| finding the cheapest auto insurance rates can be | | | | 4. Cut the miles you drive - For drivers who |
| more of a challenge. To get the lowest quotes, | | | | travel on average 40 miles or less a day, they |
| follow these tips to help you find ways to trim | | | | qualify for a low mileage discount with most |
| possibly hundreds off your auto insurance quotes. | | | | insurance companies. Consider carpooling or taking |
| 1. Give them details - If you don't provide | | | | public transit a couple of days a week to reduce |
| information about your zip code, marital status, | | | | your car's mileage to qualify for the discount. By |
| car's safety features, and annual commuting miles, | | | | flying or taking a train for vacations instead of |
| by default insurance companies will quote you a | | | | driving, you can further reduce the miles on your |
| higher auto insurance rate. Provide as much detail | | | | car. |
| as possible to make sure you get each discount | | | | 5. Switch drivers - For married couples, compare |
| that you qualify for. | | | | insurance quotes between the male as the main |
| 2. Shop around - Auto insurance rates can vary | | | | driver and the female as the main driver. You |
| as much as 300% between companies for the | | | | may get a lower quote if the female is insured on |
| same coverage. You can save hundreds of dollars | | | | a truck and the male is insured on the minivan. |
| a year by comparing prices between companies. | | | | Teens should also be insured on safer cars such |
| Don't forget to check out your current insurance | | | | as the family sedan, rather than a sports car. |
| company, they may have lower rates for new | | | | 6. Add an anti-theft device - By installing car |
| customers that you may be able to negotiate for | | | | alarms or a tracking system in your car, you will |
| yourself. | | | | get a discount from auto insurance companies. |
| 3. Raise your deductible - Higher deductibles equal | | | | Since anti-theft devices reduce the risk of your |
| lower insurance premiums. For example, increasing | | | | car being stolen, insurance companies pass on the |
| your deductible from $250 to $500, can save you | | | | savings to you. A certified defensive-driving class |
| a hundred dollars or more on your annual | | | | can also reduce your premium for three years |
| premium. However, plan on having additional | | | | with most insurance companies. |
| financial resources to cover the deductible in case | | | | |