| Buy auto insurance...read this before you buy auto | | | | lot of money you may want to consider a liability |
| insurance if you want to save 40 To 50% with | | | | only policy instead of comprehensive insurance |
| these easy steps described here that can make a | | | | because this will save you 20%. |
| big difference in how much you pay. These | | | | 5. Whenever possible, buy your homeowners |
| savings can amount to hundreds of dollars every | | | | insurance and car insurance from the same |
| year that it is not necessary for you to pay to | | | | company because this will save you 10%. |
| have good coverage. | | | | 6. Take advantage of any available discounts that |
| Top 10 tips. | | | | you may have coming to you because of |
| 1.The first thing to do is to decide how much in | | | | membership in any organization. |
| auto insurance you need to buy and by that I | | | | 7. If you have not had a moving traffic violation |
| mean what are the liability requirements for your | | | | or cause an accident with the last five years you |
| state. This is a good place to start. | | | | are eligible for a safe driving discount. |
| Keep in mind that if there is an accident, which is | | | | 8. If you drive less than 12,000 miles per year |
| your fault, the other people very well may go | | | | you can get a low mileage discount. |
| after your net worth. Therefore if you have a | | | | 9. Now taking all this information into consideration, |
| net worth of say $500,000 it might be a good | | | | go online and fill out applications with at least five |
| idea to attach a personal liability policy in the | | | | different companies and in a day or so, |
| amount of $1 million. | | | | sometimes within minutes, you will have quotes. |
| 2. Next, get all your records together, including | | | | 10. Now call several insurance agents and |
| records on past accidents, driving records and | | | | insurance brokers in your area and asked them |
| your current car insurance policy, if you have one. | | | | for quotes making sure that you have all your |
| It might be a good idea if you have had points | | | | records with you when you make the call. Ask |
| deducted, to wait until the points have been | | | | them to e-mail the quotes for you. |
| reinstated to apply for a new auto insurance | | | | After spending between one and two hours |
| policy. | | | | working on car insurance quotes you are in a |
| 3. Decide what you are comfortable with as a | | | | much better position to make a decision. |
| deductible because if you will raise your deductible | | | | Buy auto insurance is much easier when you |
| to $1000 per accident or even $1500 per accident | | | | know what you are doing and if you are willing to |
| you can lower your price by 40%. | | | | put in a small amount of time you can save a lot |
| 4. If the car you own is paid for and not worth a | | | | of money on your car insurance. |