| You probably want to go with the safest, most | | | | customer service 24/7. AM Best, a financial |
| secure homeowners insurance company. You also | | | | services evaluator, has given Amica a A++ or |
| want to know that you will be able to get the | | | | "Superior" rating for financial solvency. The |
| customer service you want in your time of need. | | | | company was originally started as an automobile |
| This article is going to talk about the three best | | | | insurer but has moved to diversify its holdings and |
| rated homeowners insurance companies as | | | | now includes home owners policies. |
| ranked by J.D. Powers and Associates. | | | | Tied for second are Auto-Insurers and Erie |
| J.D. Powers is an independent company that | | | | Insurance. |
| measures the quality of products and services | | | | Despite its name, Auto-Insurers now offers home |
| that consumers purchase. They are not affiliated | | | | owners protection. They get five stars for |
| with any of these companies. They use | | | | contacting the insurer and four stars in the other |
| standardized tools to make sure their evaluations | | | | four categories. |
| are fair. | | | | Erie Insurance also gets five stars for contacting |
| The five criteria for the best rated companies | | | | the insurer and for stars in the other categories. |
| are: overall experience, ease of contacting the | | | | While these three companies may not have the |
| insurer, policy offerings, billing and payment, and | | | | name recognition of some of the bigger and more |
| pricing. | | | | advertised insurance agencies, they do provide |
| Coming in first with five stars across the board is | | | | outstanding service to their policy holders. That's |
| Amica Mutual which has held this position for eight | | | | why they are the best rated homeowners |
| years running. They offer telephone based | | | | insurance companies. |