| Your home and its contents probably represent | | | | quickly receive quotes from A-rated homeowners |
| your biggest investment, and you want to | | | | insurance companies. |
| protect them with homeowners insurance from a | | | | The best comparison sites even let you talk online |
| top insurance company. But how can you easily | | | | with insurance professionals online so you can ask |
| find quotes from the best rated homeowners | | | | questions and make sure you choose the best |
| insurance companies? Here's how ... | | | | homeowners insurance company for you. (See |
| The Internet Has Your Answer | | | | link below.) |
| The Internet lets you easily get quotes from the | | | | Check Their Ratings |
| best rated homeowners insurance companies. | | | | By going through an insurance comparison site to |
| First, you'll need to gather some basic information | | | | select your homeowners insurance company, you |
| about your home and insurance needs, including | | | | know you're getting a company that's been rated |
| the following: | | | | to be reliable and financially sound. You can set |
| * Square footage of your home. | | | | your mind even more at ease by checking the |
| * Year your home was built. | | | | company's ratings on other sites. Again, the |
| * How far away the nearest fire station and fire | | | | Internet will help you out: |
| hydrant are. | | | | * Go to the National Association of Insurance |
| * Construction details about the home, such as | | | | Commissioners (NAIC) Web site (naic.org) and |
| the type of foundation, walls, and roof. | | | | select your state. You'll then go to your state's |
| * Amount of coverage you want. | | | | Department of Insurance website. This website is |
| * Deductibles you want. | | | | maintained by the Insurance Commissioner and |
| * Safety features in the home, such as deadbolts, | | | | lists licensed agents, companies, and each |
| smoke alarms, fire extinguishers, and security | | | | company's complaint ratio. |
| systems. | | | | * Check ratings from companies such as J.D. |
| Once you have this information, you can go to an | | | | Power & Associates (jdpower.com), A.M. |
| insurance comparison site, fill out information | | | | Best (ambest.com), and Standard & Poor's |
| about your homeowners insurance needs, and | | | | (standardandpoors.com). |