| What's the average car insurance rate? Well in | | | | Your occupation |
| truth, that depends. Here are a few things that go | | | | If you are in the military, are a student with good |
| into factoring auto insurance rates. | | | | grades, or have a low risk a key patience such as |
| Your driving record | | | | an engineer or a teacher you may be able to get |
| The average car insurance premium will change | | | | cheap automobile insurance rates. |
| depending on the driver's past record. For | | | | Your age |
| example, if you have speeding tickets or have | | | | The average car insurance rate generally |
| gotten in an accident and the last five years, you | | | | decreases as you get older and more |
| can definitely expects your premiums to be much | | | | experienced. This becomes even more true when |
| higher. | | | | you become over 65 years old, and are eligible |
| Your gender | | | | for a senior citizen discount! |
| A lot of times, the cheapest auto insurance rates | | | | The car insurance company |
| go to females. Guys I know that stinks, but that's | | | | Probably the most important factor that |
| life. Your car. Is your car an economy car, a new | | | | determines what company has the cheapest auto |
| car, or does it have a lot of safety features or | | | | insurance is how the company calculates your |
| anti theft features? If so, you may be able to get | | | | premium. You might find that the smaller |
| a lower than average automobile insurance rate | | | | companies will often have a lower than average |
| due to some discounts that a lot of insurance | | | | car insurance rate because they have less |
| companies offer. | | | | advertising costs. |