| Q: Are there national guidelines that regulate | | | | Make sure you get the best rate you qualify for |
| automobile insurance rates? I'm wondering | | | | in your new state by getting multiple quotes for a |
| because my insurance went up quite a bit when I | | | | policy. This is one way you can lessen the financial |
| moved out of state. | | | | impact your move had on your insurance |
| A: Automobile insurance rates are regulated by | | | | premiums. |
| the state in which they do business. The rates | | | | Another good way to find a cheaper policy is to |
| are determined, in part, by location. | | | | see if your workplace or any club you may |
| For instance insurance premiums cost less in | | | | belong to has negotiated a discounted rate for |
| South Dakota than they do in Manhattan. The | | | | auto insurance. |
| reason for this is because a driver is much more | | | | We hope this answered your question about why |
| likely to be involved in an accident in Manhattan | | | | automobile insurance rates vary so much from |
| just because there are so many other drivers on | | | | state to state and that you will take our advice |
| the road. | | | | when shopping for your new policy. |
| It is not uncommon for insurance premiums to go | | | | It's strongly recommended that you shop around |
| up when moving form one state to the next; in | | | | and obtain auto insurance quotes from several |
| fact some companies do not do business at all in | | | | companies. This will ensure that you save money |
| certain states because of the difference in state | | | | on your premiums and receive the best coverage |
| regulations. | | | | possible. |