| In the case of an accident,and you are at | | | | Predicting the future is not possilbe, you can’t |
| fault,you are liable for physical injury or | | | | tell when it is safe to insure. However,your choice |
| infrastructural damage as a result of the accident. | | | | of coverage limits should be high enough to insure |
| You may be required by court to take | | | | you from the loss of your assets,and pays for |
| responsibility for paying for damages. | | | | charges of physical and infrastructural damages |
| Even for an accident not caused by you,defending | | | | against you. That is,if you have valuable assests |
| yourself from legal action could be nearly | | | | and have a good income,it is advisable to buy |
| impossible. | | | | higher limits than the minimum required by law. |
| What Coverage Should I Buy? | | | | Types of coverage in auto insurance: |
| If you buy auto insurance in new hampshire, the | | | | The following types of auto insurance coverage |
| minimum limits available for Liability coverage are | | | | are available in New hampshire |
| 25/50/25. | | | | -Collision coverage- This auto insurance coverages |
| This Liability coverage pays for charges for which | | | | covers charges of damage to your vehicle if it |
| you are legally liable. Auto insurance coverage of | | | | collides with another vehicle or object |
| 25/50/25 pays up to $25,000 per person for | | | | -comprehensive coverage- This auto insurance |
| physical injury,up to $50,000 if more than 2 | | | | coverages pays for damage to vehicle from |
| persons are injured,and up to $25,000 for | | | | other causes other than collision |
| infrastructural damage. | | | | -Custom/Non-factory Equipment coverage- This |
| Moreover,this coverage doesn’t pay for | | | | auto insurance pays for customized and |
| charges of repair of your own vehicle or | | | | non-factory items such as electric equipments,etc |
| property. | | | | -Rental reimbursement/transportation expenses- |
| How much auto insurance coverage Should I Buy? | | | | This auto insurance covers fee for renting |
| The merits of auto insurance is usually not seen | | | | another vehicle while yours is being repaired. |
| until when an accident has occured. | | | | |