| Q: I am part of a book club with 25 members. Is | | | | together for a number of years. This type of |
| this a large enough club to qualify for auto | | | | customer loyalty may be enough to entice them |
| insurance group coverage? Thanks for your help! | | | | to negotiate a group rate with you. If they decline |
| A: Typically more than twenty-five people are | | | | ask how many people are required in order to |
| required to qualify for an auto insurance group | | | | qualify for group coverage. |
| rate. However, there is no reason you should be | | | | A good tactic may be to contact other book |
| typical. Call several insurance companies and | | | | clubs in the area and consider linking with them in |
| inquire if they will be willing to negotiate a group | | | | order to negotiate a group rate. |
| rate for your book club. | | | | If you are unable to muster enough members to |
| You may have better luck with a smaller carrier | | | | enter negotiations for a group rate consider what |
| as they will usually work harder to earn your | | | | other organizations you belong to as it is likely one |
| business and twenty-five policies may represent a | | | | of them will have negotiated a group rate. Also be |
| healthy sale for them, but there is no reason not | | | | sure to ask your employer if they have such a |
| to try the larger companies as well. | | | | program. |
| When speaking to the representative from a | | | | Good for you for trying to negotiate an auto |
| larger insurance company be sure to let them | | | | insurance group rate for your book club and we |
| know that you are a loyal group who has been | | | | wish you the absolute best in your endeavor. |