| The great majority of the car insurance | | | | policy are not big enough to operate in physical |
| companies currently operating are of good | | | | locations. Most of them don not have much of a |
| reputation and operate in a moral and ethical way. | | | | sales force in the way of agents. Therefore, if |
| However, because of increased competition and a | | | | you are shopping for car insurance online, you |
| tremendous increase in the need for lower auto | | | | should be on higher alert. |
| insurance rates, there have been an influx of new | | | | Instead of going directly to a given company's |
| and smaller companies lately. This emergence of | | | | website to receive auto insurance quotes, you |
| new car insurance companies have brought along | | | | should go to one of many insurance directories. |
| a few bad apples. There are some that don't | | | | These websites operate independently from any |
| operate on the up and up. One of the biggest | | | | one insurance company and will provide you with |
| tricks is to give you very low auto insurance | | | | accurate information on all insurance companies |
| estimates initially, then raise them when it's time | | | | that they review. You can go there to get |
| to sign. | | | | specific information about the company, get an |
| So, how can you avoid this from happening? Most | | | | actual estimate that will be accurate, and even |
| of this is going on online. The companies that | | | | find out if there have been any claims of bad |
| commonly give low estimates, then try to nickel | | | | business filed against the specific insurance |
| and dime you to death when it's time to sign the | | | | company you are considering. |