| An auto insurance broker is someone who is | | | | The only way to be certain of who you are |
| licensed to sell and underwrite auto insurance | | | | dealing with is to ask. Some vehicle insurance |
| policies. The exact requirements to be a broker | | | | agents will inform you that you don't need to |
| vary from state to state, but they are basically | | | | speak with the broker and that they can help you |
| auto insurance agents with more responsibility. | | | | with anything you need. If you feel that they are |
| An auto insurance agent is able to offer you a | | | | inexperienced or that they are not answering |
| quote and assist you in other matters regarding | | | | your questions properly you should insist on |
| your policy. An auto insurance broker can perform | | | | speaking with the broker however. |
| these tasks as well, but they are also able to | | | | There are also auto insurance brokers who |
| actually write the policy that you are being sold. | | | | specialize in finding less expensive policies, but |
| Another key difference between an auto | | | | even the most experienced broker in the world |
| insurance agent and an auto insurance broker is | | | | will not be able to beat the quotes that you will be |
| that the broker is allowed to have agents work | | | | able to obtain online all by yourself. |
| for him and to open their own business. Car | | | | The reason for this is simple. Even the best auto |
| insurance agents are not allowed to operate in | | | | insurance broker will not be able to eliminate his |
| most states unless they are under the umbrella | | | | salary from the quotes he returns to you so you |
| of an automobile insurance broker. | | | | will be paying a portion of that if you use his |
| The last important difference between the broker | | | | services. However, if you take a few minutes to |
| and the agent is experience. Anyone can be hired | | | | shop for a policy online you can eliminate that |
| to become an automotive insurance agent, but to | | | | expense right away. This will result in a less |
| become a broker takes many years of | | | | expensive auto insurance policy for you. |
| experience. | | | | |