| Home owners insurance is critical and if you | | | | you are interested in cover dogs and mold. |
| carry a mortgage is a requirement by the | | | | Find out more at: |
| mortgage company, and rightly so. If | | | | |
| something were to happen to your home and it | | | | Dogs and Your Insurance |
| was destroyed completely, someone would still | | | | |
| need to pay for it. So, if home owners | | | | Mold Not Covered |
| insurance were not required, you would have | | | | |
| to pay for a home still that did not exist. | | | | Making the Call: OK, now that you have some |
| | | | info on the insurance companies that you are |
| It is never too late to learn about home | | | | interested in buying your home owners |
| owners insurance. If you currently have it, | | | | insurance policy from, it is time to make |
| it is important to educate yourself to make | | | | some calls. When contacting insurance |
| sure you have your home properly covered. If | | | | companies about an insurance quote, you can |
| you are thinking about buying a home, getting | | | | save a lot of money by knowing your |
| off on the right foot with the correct home | | | | discounts. Having combo insurance policies, |
| owners insurance policy can save you a lot of | | | | home security systems, and dead bolt locks |
| hassle. And besides having the right | | | | are just a few ways you can save on your home |
| coverage, getting a good deal on your home | | | | owners insurance price quote. Learn about |
| owners insurance can actually make you smile! | | | | those savings along with more at: |
| | | | |
| | | | 11 Ways to Save on Your Home Owners Insurance |
| Here at Home Owners Insurance 101 you will | | | | |
| learn what coverages are best for you, help | | | | |
| in choosing the right home owners insurance | | | | Another area to ask about when making the |
| company, filing a claim basics and a few | | | | call is if your valuables are insured. On a |
| things in between. | | | | standard homeowners insurance policy, |
| | | | coverage limits for jewelry, furs, watches, |
| There is no better time than now so let's get | | | | and related items is only $1,000 combined. |
| started... | | | | You can learn more about making sure your |
| | | | valuables are insured here: |
| What Kind of Home Owners Insurance Policy Do | | | | |
| You Need? When shopping for insurance, it is | | | | Are You A Home Owner with Insurance that |
| important to understand how home owners | | | | Limits Coverages on Valuables? |
| insurance works so you can obtain the correct | | | | |
| coverage. The typical home owners insurance | | | | Understanding Your Home Owners Insurance |
| policy is divided into 2 parts: Part I: Home | | | | Policy: You've done your research and made |
| Insurance Property Protection and Part II: | | | | the call and now you have your home owners |
| Home Insurance Liability Protection. Learn | | | | insurance policy. But, you already have |
| more about the two parts of homeowners | | | | questions? Not to worry. Your insurance agent |
| insurance at: | | | | is there to help you. If you cannot get into |
| | | | direct contact with your agent, locate your |
| Understanding Your Home Owners Insurance | | | | insurance company's 1-800 number on your |
| Policy | | | | policy paperwork. When you call that number |
| | | | you will be able to talk to a licensed home |
| It is also important to remember that there | | | | owners insurance agent who can view your |
| is usually a deductible when filing a home | | | | policy and answer any questions you may have. |
| insurance claim unless noted on the policy. | | | | Here are some common home owners insurance |
| | | | policy questions: |
| Choosing a Home Owners Insurance Company: | | | | |
| When looking for a Home owners insurance | | | | Why didn't the insurance company pay the |
| company, of course a low premium is | | | | appraised value of my loss? |
| important. But it is also important to learn | | | | |
| about the financial strength of the home | | | | Why didn't my policy pay for damage caused by |
| owners insurance companies you are interested | | | | a flood? |
| in. By choosing a home owners insurance | | | | |
| company that has strong financial strength, | | | | Why is the company charging me more than my |
| you should have no worries that the company | | | | agent quoted me? |
| will be able to pay your home owners | | | | |
| insurance claim when needed. Learn about | | | | More Home Owners Insurance Frequently Asked |
| different insurance company's financial | | | | Questions |
| strengths at: | | | | |
| | | | If You Need to File a Home Owners Insurance |
| Insurance Company Report Cards: Did Your | | | | Claim: Hopefully, you will never need to file |
| Company Make the Grade? | | | | a home owners insurance claim. If you are |
| | | | unfortunate and do have to file a home owners |
| There are currently two "hot topics" in | | | | insurance claim, it does not have to be a |
| homeowners insurance coverage: Dogs and Mold. | | | | difficult process. Filing a claim can be |
| When trying to choose a home owners insurance | | | | short or more involved depending on how small |
| policy you may want to research some | | | | or large of a claim you need to file. |
| information about how the different companies | | | | |