| In America today, most of us depend on | | | | therefore perpetrate an illusion of |
| health insurance to cover the majority | | | | their insurance provider participation |
| of our fees for health care from our | | | | as "full", when in fact, some providers |
| specified providers. We get insurance | | | | have retire, moved or even expired! |
| coverage through our employers and on an | | | | Our experience, that even when notified |
| individual basis. | | | | of incorrect information in Provider |
| The questions are: | | | | Directories that are posted on the |
| How good is my coverage? | | | | internet, insurance carriers do nothing |
| Why is my doctor not on my plan? | | | | to correct the mis-information. It would |
| Why are there limits on the types of | | | | make sense as one provider leaves an |
| services I can receive? | | | | area that another provider replaces that |
| Unfortunately, insurance carriers limit | | | | provider and this does not happen. |
| their provider rosters and therefore not | | | | Another thought: As new doctors graduate |
| all medical providers are "in network" | | | | form medical school and open their |
| on all insurance plans. It appears that | | | | practices, how are they going to be able |
| the insurance carriers develop an | | | | to accept insurance to treat patients if |
| exclusive "club" letting some join and | | | | they are not on these plans? And how |
| others not. Additionally, the carrier's | | | | will they get on these plans that have |
| rosters are not always up to date and | | | | already turned away thousands of others? |