| In America today, most of us depend on health | | | | therefore perpetrate an illusion of their insurance |
| insurance to cover the majority of our fees for | | | | provider participation as "full", when in fact, some |
| health care from our specified providers. We get | | | | providers have retire, moved or even expired! |
| insurance coverage through our employers and on | | | | Our experience, that even when notified of |
| an individual basis. | | | | incorrect information in Provider Directories that |
| The questions are: | | | | are posted on the internet, insurance carriers do |
| How good is my coverage? | | | | nothing to correct the mis-information. It would |
| Why is my doctor not on my plan? | | | | make sense as one provider leaves an area that |
| Why are there limits on the types of services I | | | | another provider replaces that provider and this |
| can receive? | | | | does not happen. |
| Unfortunately, insurance carriers limit their provider | | | | Another thought: As new doctors graduate form |
| rosters and therefore not all medical providers are | | | | medical school and open their practices, how are |
| "in network" on all insurance plans. It appears that | | | | they going to be able to accept insurance to treat |
| the insurance carriers develop an exclusive "club" | | | | patients if they are not on these plans? And how |
| letting some join and others not. Additionally, the | | | | will they get on these plans that have already |
| carrier's rosters are not always up to date and | | | | turned away thousands of others? |