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Healthcare Coverage in America Today

In America today, most of us depend ontherefore perpetrate an illusion of
health insurance to cover the majoritytheir insurance provider participation
of our fees for health care from ouras "full", when in fact, some providers
specified providers. We get insurancehave retire, moved or even expired!
coverage through our employers and on anOur experience, that even when notified
individual basis.of incorrect information in Provider
The questions are:Directories that are posted on the
How good is my coverage?internet, insurance carriers do nothing
Why is my doctor not on my plan?to correct the mis-information. It would
Why are there limits on the types ofmake sense as one provider leaves an
services I can receive?area that another provider replaces that
Unfortunately, insurance carriers limitprovider and this does not happen.
their provider rosters and therefore notAnother thought: As new doctors graduate
all medical providers are "in network"form medical school and open their
on all insurance plans. It appears thatpractices, how are they going to be able
the insurance carriers develop anto accept insurance to treat patients if
exclusive "club" letting some join andthey are not on these plans? And how
others not. Additionally, the carrier'swill they get on these plans that have
rosters are not always up to date andalready turned away thousands of others?



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