Healthcare Coverage in America Today

In America today, most of us depend on healththerefore perpetrate an illusion of their insurance
insurance to cover the majority of our fees forprovider participation as "full", when in fact, some
health care from our specified providers. We getproviders have retire, moved or even expired!
insurance coverage through our employers and onOur experience, that even when notified of
an individual basis.incorrect information in Provider Directories that
The questions are:are posted on the internet, insurance carriers do
How good is my coverage?nothing to correct the mis-information. It would
Why is my doctor not on my plan?make sense as one provider leaves an area that
Why are there limits on the types of services Ianother provider replaces that provider and this
can receive?does not happen.
Unfortunately, insurance carriers limit their providerAnother thought: As new doctors graduate form
rosters and therefore not all medical providers aremedical school and open their practices, how are
"in network" on all insurance plans. It appears thatthey going to be able to accept insurance to treat
the insurance carriers develop an exclusive "club"patients if they are not on these plans? And how
letting some join and others not. Additionally, thewill they get on these plans that have already
carrier's rosters are not always up to date andturned away thousands of others?