| Regardless of what some people might think, | | | | coverage plan of long term care insurance. |
| medical insurance will not cover the expenses and | | | | Custodial care includes daily nursing care and |
| services that long term care insurance | | | | nursing assistance walking, eating, bathing and |
| covers.There are three types of long term care | | | | other hygiene matters, and also includes |
| insurance. The first plan is the skilled nursing care. | | | | colostomy and catheter use, as well. Custodial |
| It has to be ordered by a physician and the | | | | care can be an in home care plan, an assisted |
| patient must be able to fully recover form his or | | | | living care plan or a nursing home plan. |
| her illness or injuries. It involves a treatment plan, | | | | It can range from a few hours per week to 24 |
| skilled therapy with a licensed therapist and | | | | hours per day. The intention is that the patient will |
| nursing care.Intermediate nursing care is another | | | | not be able to recover from their injuries or |
| type of long term care insurance. Likes skilled | | | | illnesses.Studies how that 40% of the people who |
| nursing care it must be ordered by a physician | | | | receive any type of long term care services are |
| and the patient must be able to recover from | | | | under the age of 65. Studies also show that there |
| their illness or injury. Unlike skilled nursing care, | | | | is a 50% chance that a person will need some |
| Intermediate nursing care is not provided on a | | | | type of long term care service after the age |
| daily basis. It depends on what treatment and | | | | 65.Long term care insurance is right for many |
| therapy plan tht the doctor has ordered. It is | | | | people, but if you are in the position that you can |
| basically a prescribed as needed to get well | | | | pay for your care with assets then long term |
| plan.The custodial nursing care plan is the full | | | | care insurance might not be the best idea. |