| Regardless of what some people might | | | | the full coverage plan of long term care |
| think, medical insurance will not cover | | | | insurance. Custodial care includes |
| the expenses and services that long term | | | | daily nursing care and nursing |
| care insurance covers.There are three | | | | assistance walking, eating, bathing and |
| types of long term care insurance. The | | | | other hygiene matters, and also includes |
| first plan is the skilled nursing care. | | | | colostomy and catheter use, as well. |
| It has to be ordered by a physician and | | | | Custodial care can be an in home care |
| the patient must be able to fully | | | | plan, an assisted living care plan or a |
| recover form his or her illness or | | | | nursing home plan. |
| injuries. It involves a treatment plan, | | | | It can range from a few hours per week |
| skilled therapy with a licensed | | | | to 24 hours per day. The intention is |
| therapist and nursing care.Intermediate | | | | that the patient will not be able to |
| nursing care is another type of long | | | | recover from their injuries or |
| term care insurance. Likes skilled | | | | illnesses.Studies how that 40% of the |
| nursing care it must be ordered by a | | | | people who receive any type of long term |
| physician and the patient must be able | | | | care services are under the age of 65. |
| to recover from their illness or injury. | | | | Studies also show that there is a 50% |
| Unlike skilled nursing care, | | | | chance that a person will need some type |
| Intermediate nursing care is not | | | | of long term care service after the age |
| provided on a daily basis. It depends | | | | 65.Long term care insurance is right for |
| on what treatment and therapy plan tht | | | | many people, but if you are in the |
| the doctor has ordered. It is basically | | | | position that you can pay for your care |
| a prescribed as needed to get well | | | | with assets then long term care |
| plan.The custodial nursing care plan is | | | | insurance might not be the best idea. |