| Regardless of what some people might think, | | | | insurance. Custodial care includes daily |
| medical insurance will not cover the expenses | | | | nursing care and nursing assistance walking, |
| and services that long term care insurance | | | | eating, bathing and other hygiene matters, |
| covers.There are three types of long term | | | | and also includes colostomy and catheter use, |
| care insurance. The first plan is the | | | | as well. Custodial care can be an in home |
| skilled nursing care. It has to be ordered | | | | care plan, an assisted living care plan or a |
| by a physician and the patient must be able | | | | nursing home plan. |
| to fully recover form his or her illness or | | | | |
| injuries. It involves a treatment plan, | | | | It can range from a few hours per week to 24 |
| skilled therapy with a licensed therapist and | | | | hours per day. The intention is that the |
| nursing care.Intermediate nursing care is | | | | patient will not be able to recover from |
| another type of long term care insurance. | | | | their injuries or illnesses.Studies how that |
| Likes skilled nursing care it must be ordered | | | | 40% of the people who receive any type of |
| by a physician and the patient must be able | | | | long term care services are under the age of |
| to recover from their illness or injury. | | | | 65. Studies also show that there is a 50% |
| Unlike skilled nursing care, Intermediate | | | | chance that a person will need some type of |
| nursing care is not provided on a daily | | | | long term care service after the age 65.Long |
| basis. It depends on what treatment and | | | | term care insurance is right for many people, |
| therapy plan tht the doctor has ordered. It | | | | but if you are in the position that you can |
| is basically a prescribed as needed to get | | | | pay for your care with assets then long term |
| well plan.The custodial nursing care plan is | | | | care insurance might not be the best idea. |
| the full coverage plan of long term care | | | | |