| Health insurance is a topic that seems to always | | | | provide low cost health care to their workers. |
| be in the news here in the United States. | | | | This gives individuals and families the opportunity |
| Whether it's a topic in the presidential race or the | | | | to buyhealth insurance at a greatly reduced cost, |
| latest attention getting tactics of film maker, | | | | compared to buying a private policy. If your |
| Michael Moore, there's always something new | | | | employer offers Group coverage you should take |
| coming up to keep the topic in the public eye. | | | | advantage of it. |
| Unfortunately, most people don't even have a | | | | Short Term |
| basic understanding of health insurance, the | | | | Short Term health insurance is exactlt that, "short |
| different types of health insurance or what is | | | | term". It's designed for individuals that only need a |
| available to them. Here is a brief rundown of the | | | | temporary policy, such as students graduating |
| different types of health insurance available and | | | | from college that no longer have a student health |
| what they're meant for. | | | | plan, but haven't found a job yet, or an individual |
| Individual or Family | | | | who is between jobs and needs short term |
| This one is pretty obvious. Individual and family | | | | protection. |
| plans are private policies that provide protection | | | | Student Health Insurance |
| against illness or injury. The amounts of coverage | | | | This is also pretty self explanetory. Kids leaving |
| provided are different and depend upon the plan | | | | home for college are generally no longer covered |
| purchased. Premium payments are determined | | | | by their parents policy, therefore, they need their |
| bythe amount of coverage provided within the | | | | own protection. These are policies thare designed |
| plan, the deductible amount, Riders, etc. | | | | specifically with the needs of students in mind. |
| Group Health Insurance | | | | There is of course, more to these policies than |
| This is similar to the example above, with the | | | | what I've given here, but the idea was just to |
| main difference being that Group health insurance | | | | get you familiar with health insurance and some of |
| is mostly purchased by an employer seeking to | | | | the different types of coverage available to you. |