Your ultimate insurance guide


Finding The Right Lawyer To Represent You

Dan Baldygamuch he thinks your case is worth, and
Adjuster Henry Hustle fromhow difficult it may be to get the
GiveAwayNothing Insurance tried to takeinsurance company to pay that amount.(He
advantage of you so you've decided toprobably won't commit himself. He'll do
obtain the services of an attorney.a song and dance that would put Madonna
Here are some insights you shouldto shame). Once you've grappled with
consider:that ask him exactly how much he's going
to charge you for handling your case?
BEWARE OF LAWYERS WHO REPRESENTIf you're at fault for the accident and
"DEFENDANTS":The practice of law hasit's only your damaged ego that demands
become incredibly specialized. Find alegal action he's going to charge you
lawyer who has experience representingfor every move he makes - - and there
claimant's(called "Plaintiffs" incan be a ton of them - - at hundreds of
legalese) in personal injurydollars an hour.If you have a case in
cases.(You're a "Plaintiff"). Be carefulwhich the other driver is clearly at
not to be represented by someone who isfault (and your damages are substantial)
primarily an attorney for "Defendants'.his heart will be pounding with glee and
These lawyers way of thinking arehe'll be salivating furiously to have
usually too closely tied to the values,you hire him. In that instance he'll be
attitudes and mental outlook of theirquite willing to waive all potential
cold and calculating insurance companycharges.
clients.More often than not they'll notUsually, in the majority of cases, it
extend themselves nor battle as hard - -should be a straight "Contingency Fee"
consciously or unconsciously - - towith no costs assessed to you. Once your
obtain top dollar for your claim.(To youfinancial deal has been agreed upon ask
four or five hundred dollars more is ahim to put that into writing, in his
lot of money.To them it's a drop in the"Written Fee Agreement".(If he balks at
bucket)!a Written Fee Agreement you should begin
COMPARISON SHOP: Talk to friends,to hum that old tune "I'll See Ya' Later
acquaintances and/or co-workers who mayAlligator", get up, thank him for his
have been represented by a lawyer ontime, and exit that office)
their own personal injury claim.Copyright (c) 2003 by Daniel G. Baldyga.
Personal Injury lawyers normally don'tAll rights Reserved
charge for an initial consultation.But,DISCLAIMER: The only purpose of this
before you meet with them, find out ifinsurance claim tip FINDING THE RIGHT
they do.If the answer to that is "yes",LAWYER is to help people understand the
go somewhere else.motor vehicle accident claim process.
While chatting with the lawyer, gettingNeither Dan Baldyg nor ARTICLE CITY make
to know him and (generally speaking)any guarantee of any kind whatsoever;
what your case is all about, you shouldNOR do they purport to engage in
find out:rendering any professional or legal
(1) How long have they been inservice; NOR to substitute for a lawyer,
practice?(10 years - plus - that's good.an insurance adjuster, or claims
6 to 8 years is just okay. 3 to 4 yearsconsultant or the like. Where such
is highly questionable. 2 years or lessprofessional help is desired it is the
is totally unacceptable).INDIVIDUAL'S RESPONSIBILITY to obtain
(2) Roughly what percentage of hissaid services.
practice involves personal injury cases?Dan Baldyga's third and latest book AUTO
If it's less than 75% say "goodbye".ACCIDENT PERSONAL INJURY INSURANCE CLAIM
(3) Does he often represent corporations(How To Evaluate And Settle Your
and/or insurance companies? If he doesLoss)can be found on the internet at
than forge it, excuse yourself and takeThis book reveals "How To" successfully
a walk.He's not a Plaintiff's attorneyhandle your motor vehicle accident
(you're a "Plaintiff") he's aclaim, so you won't be taken advantage
Defendant's attorney (the insuranceof. It also goes into detail regarding
company is a "Defendant"). He's not forthe revolutionary BASE (The Baldyga Auto
you!Accident Settlement Evalation Formula).
PAYING THE LAWYER - THE WRITTEN FEEBASE explains how to determine the value
AGREEMENT": After you've discussed theof the "Pain and Suffering" you endured
fact's of your case you may be able to- - because of your personal injury.
get some sense from the attorney howCopyright (c) By Daniel G. Baldyga.



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