| For many business owners, the road to success | | | | your line of work? A carrier with commercial auto |
| cannot be driven without company vehicles. They | | | | expertise ensures that you'll get the right |
| are a key component of the business' continued | | | | coverage for your business. |
| operations and are essential to the company's | | | | • Do they excel in customer service? You |
| livelihood. | | | | need 24/7 service that is fast, accurate and |
| And just as you'd never consider going on a job | | | | focused on your bottom line. You also need the |
| without all the necessary tools of your trade, you | | | | convenience of being able to handle your |
| should never consider driving your business vehicle | | | | insurance business on nights and weekends, |
| without the right insurance coverage. But finding | | | | because you can't count on having the time to |
| the right commercial auto insurance company can | | | | deal with such matters during regular business |
| be a tricky proposition. There are lots of | | | | hours. |
| companies offering commercial auto coverage, so | | | | • Do they offer flexible, competitive |
| it's important that you select one that meets the | | | | products? Payment options? Insurance rates can |
| needs of your business. | | | | vary a great deal from company to company, so |
| Of all the factors you'll want to take into account, | | | | you'll want to compare. You want flexibility in the |
| the company's experience with commercial auto | | | | types of coverages-and also payment options. |
| insurance and claims service will have the biggest | | | | Monthly bill plans can help small-business owners |
| impact on you and your business. Here are some | | | | maintain necessary cash flow. |
| questions to ask yourself as you consider | | | | • Do they have a demonstrated record |
| different commercial auto insurance companies: | | | | of claims experience? Keeping vehicle downtime |
| • Do they have experience with your | | | | to a minimum is vital to any business. Each minute |
| business type? How long has the company | | | | a vehicle is out of commission affects your |
| offered commercial auto coverages? Do they | | | | bottom line. Look for a company that's known for |
| understand the insurance needs that are unique to | | | | efficient claims service and fast, fair resolution. |