| For many business owners, the road to success | | | | unique to your line of work? A carrier with |
| cannot be driven without company vehicles. | | | | commercial auto expertise ensures that you'll |
| They are a key component of the business' | | | | get the right coverage for your business. |
| continued operations and are essential to the | | | | |
| company's livelihood. | | | | • Do they excel in customer service? |
| | | | You need 24/7 service that is fast, accurate |
| And just as you'd never consider going on a | | | | and focused on your bottom line. You also |
| job without all the necessary tools of your | | | | need the convenience of being able to handle |
| trade, you should never consider driving your | | | | your insurance business on nights and |
| business vehicle without the right insurance | | | | weekends, because you can't count on having |
| coverage. But finding the right commercial | | | | the time to deal with such matters during |
| auto insurance company can be a tricky | | | | regular business hours. |
| proposition. There are lots of companies | | | | |
| offering commercial auto coverage, so it's | | | | • Do they offer flexible, competitive |
| important that you select one that meets the | | | | products? Payment options? Insurance rates |
| needs of your business. | | | | can vary a great deal from company to |
| | | | company, so you'll want to compare. You want |
| Of all the factors you'll want to take into | | | | flexibility in the types of coverages-and |
| account, the company's experience with | | | | also payment options. Monthly bill plans can |
| commercial auto insurance and claims service | | | | help small-business owners maintain necessary |
| will have the biggest impact on you and your | | | | cash flow. |
| business. Here are some questions to ask | | | | |
| yourself as you consider different commercial | | | | • Do they have a demonstrated record of |
| auto insurance companies: | | | | claims experience? Keeping vehicle downtime |
| | | | to a minimum is vital to any business. Each |
| • Do they have experience with your | | | | minute a vehicle is out of commission affects |
| business type? How long has the company | | | | your bottom line. Look for a company that's |
| offered commercial auto coverages? Do they | | | | known for efficient claims service and fast, |
| understand the insurance needs that are | | | | fair resolution. |