The assessment of risks is the first stage of a coordinated risk management process.
It leads to a more profound awareness of risk throughout the company, by:

• systematically identifying all the risks and evaluating their potential impact by means of a qualitative evaluation (risk workshops)
• designing a detailed risk mapping and defining priorities for further analysis
• using actuarial modeling to measure precisely the potential effects of risks on the company’s activities and financial performance
• spreading the risks over the group's business units