| Can't Find Affordable or Cheap Health | | | | of no concern to them. You can enroll in the |
| Insurance? How About a Discount Plan? | | | | plan and get affordable care immediately. And |
| | | | even better, the monthly membership fee is |
| Middle class America is most affected by the | | | | nominal. |
| healthcare crisis. They are working and | | | | |
| contributing to society but many are without | | | | What if I Already Have Health Insurance? |
| medical benefits and can't find affordable or | | | | |
| cheap health insurance. They make too much to | | | | Even if you have found an affordable or a |
| qualify for Medicaid, but too little to | | | | cheap health insurance plan you can still |
| afford the high premiums of insurance. | | | | benefit from a discount healthcare plan. Many |
| | | | of these plans offer supplemental packages |
| Is There Really a Healthcare Crisis? | | | | that include dental, vision, prescription, |
| | | | and chiropractic benefits that are an |
| According to the Consumer Health Alliance | | | | affordable complement to health insurance |
| more than 45 million Americans are without | | | | plans. Too many companies are having to scale |
| health insurance benefits and that number is | | | | back the benefits packages for their |
| steadily growing. In most cases, for the | | | | employees just to keep health insurance |
| households with no benefits, at least one | | | | affordable. Although a good dental plan is |
| person in the household is working a | | | | the 2nd most requested benefit, it is also |
| full-time job. The number of households that | | | | one of the first things to go when a company |
| have health insurance are dealing with rising | | | | is forced to cut back. |
| premiums, rising co-pays, and a loss of | | | | |
| benefits and less options for affordable or | | | | How do the Medical Card Plans Work? |
| cheap health insurance. | | | | |
| | | | The plans work this way. For a low monthly |
| In fact, health insurance costs are rising by | | | | fee, members of discount plans gain access to |
| 10% to 15% or more annually. | | | | wholesale rates similar to what large |
| | | | insurance companies pay. When care is |
| Affordable Healthcare Options: Dental & | | | | received at a participating provider, the |
| Medical Benefits for the Uninsured | | | | member pays the discounted fee at the time of |
| | | | service. It is a benefit not only to the |
| The Consumer Health Alliance was launched in | | | | member, but also to the provider who is able |
| 2002. The companies affiliated with the | | | | to get payment up front with no paperwork to |
| Consumer Health Alliance offer discount | | | | file. The services offered by the benefits |
| medical cards to their members. According to | | | | companies will vary. For example, AmeriPlan |
| the Consumer Health Alliance, these discount | | | | Health® offers a |
| cards are gaining popularity because they | | | | comprehensive package for the uninsured that |
| allow consumers to gain access to the | | | | includes doctors, specialists, ancillary care |
| healthcare they need without the exclusions, | | | | (labs, scans, hearing, etc.), dental, vision, |
| limitations, and paperwork typically | | | | prescription, chiropractic, and |
| associated with health insurance. If you are | | | | hospitalization. They also offer a dental |
| suffering from a medical condition and can | | | | plan that includes free vision, prescription, |
| not get insurance, a discount plan will not | | | | and chiropractic benefits. |
| exclude you. In fact, your medical history is | | | | |