| Can't Find Affordable or Cheap Health Insurance? | | | | medical history is of no concern to them. You can |
| How About a Discount Plan? | | | | enroll in the plan and get affordable care |
| Middle class America is most affected by the | | | | immediately. And even better, the monthly |
| healthcare crisis. They are working and | | | | membership fee is nominal. |
| contributing to society but many are without | | | | What if I Already Have Health Insurance? |
| medical benefits and can't find affordable or cheap | | | | Even if you have found an affordable or a cheap |
| health insurance. They make too much to qualify | | | | health insurance plan you can still benefit from a |
| for Medicaid, but too little to afford the high | | | | discount healthcare plan. Many of these plans |
| premiums of insurance. | | | | offer supplemental packages that include dental, |
| Is There Really a Healthcare Crisis? | | | | vision, prescription, and chiropractic benefits that |
| According to the Consumer Health Alliance more | | | | are an affordable complement to health insurance |
| than 45 million Americans are without health | | | | plans. Too many companies are having to scale |
| insurance benefits and that number is steadily | | | | back the benefits packages for their employees |
| growing. In most cases, for the households with | | | | just to keep health insurance affordable. Although |
| no benefits, at least one person in the household | | | | a good dental plan is the 2nd most requested |
| is working a full-time job. The number of | | | | benefit, it is also one of the first things to go |
| households that have health insurance are dealing | | | | when a company is forced to cut back. |
| with rising premiums, rising co-pays, and a loss of | | | | How do the Medical Card Plans Work? |
| benefits and less options for affordable or cheap | | | | The plans work this way. For a low monthly fee, |
| health insurance. | | | | members of discount plans gain access to |
| In fact, health insurance costs are rising by 10% | | | | wholesale rates similar to what large insurance |
| to 15% or more annually. | | | | companies pay. When care is received at a |
| Affordable Healthcare Options: Dental & Medical | | | | participating provider, the member pays the |
| Benefits for the Uninsured | | | | discounted fee at the time of service. It is a |
| The Consumer Health Alliance was launched in | | | | benefit not only to the member, but also to the |
| 2002. The companies affiliated with the Consumer | | | | provider who is able to get payment up front |
| Health Alliance offer discount medical cards to | | | | with no paperwork to file. The services offered |
| their members. According to the Consumer Health | | | | by the benefits companies will vary. For example, |
| Alliance, these discount cards are gaining popularity | | | | AmeriPlan Health® |
| because they allow consumers to gain access to | | | | offers a comprehensive package for the |
| the healthcare they need without the exclusions, | | | | uninsured that includes doctors, specialists, ancillary |
| limitations, and paperwork typically associated with | | | | care (labs, scans, hearing, etc.), dental, vision, |
| health insurance. If you are suffering from a | | | | prescription, chiropractic, and hospitalization. They |
| medical condition and can not get insurance, a | | | | also offer a dental plan that includes free vision, |
| discount plan will not exclude you. In fact, your | | | | prescription, and chiropractic benefits. |