Your ultimate insurance guide


Discount Medical Cards

Can't Find Affordable or Cheap Healthaffordable care immediately. And even
Insurance? How About a Discount Plan?better, the monthly membership fee is
Middle class America is most affected bynominal.
the healthcare crisis. They are workingWhat if I Already Have Health Insurance?
and contributing to society but many are
without medical benefits and can't findEven if you have found an affordable or
affordable or cheap health insurance.a cheap health insurance plan you can
They make too much to qualify forstill benefit from a discount healthcare
Medicaid, but too little to afford theplan. Many of these plans offer
high premiums of insurance.supplemental packages that include
Is There Really a Healthcare Crisis?dental, vision, prescription, and
According to the Consumer Healthchiropractic benefits that are an
Alliance more than 45 million Americansaffordable complement to health
are without health insurance benefitsinsurance plans. Too many companies are
and that number is steadily growing. Inhaving to scale back the benefits
most cases, for the households with nopackages for their employees just to
benefits, at least one person in thekeep health insurance affordable.
household is working a full-time job.Although a good dental plan is the 2nd
The number of households that havemost requested benefit, it is also one
health insurance are dealing with risingof the first things to go when a company
premiums, rising co-pays, and a loss ofis forced to cut back.
benefits and less options for affordableHow do the Medical Card Plans Work?
or cheap health insurance.The plans work this way. For a low
In fact, health insurance costs aremonthly fee, members of discount plans
rising by 10% to 15% or more annually.gain access to wholesale rates similar
Affordable Healthcare Options: Dental &to what large insurance companies pay.
Medical Benefits for the UninsuredWhen care is received at a participating
The Consumer Health Alliance wasprovider, the member pays the discounted
launched in 2002. The companiesfee at the time of service. It is a
affiliated with the Consumer Healthbenefit not only to the member, but also
Alliance offer discount medical cards toto the provider who is able to get
their members. According to the Consumerpayment up front with no paperwork to
Health Alliance, these discount cardsfile. The services offered by the
are gaining popularity because theybenefits companies will vary. For
allow consumers to gain access to theexample, AmeriPlan Health®
healthcare they need without theoffers a comprehensive package for the
exclusions, limitations, and paperworkuninsured that includes doctors,
typically associated with healthspecialists, ancillary care (labs,
insurance. If you are suffering from ascans, hearing, etc.), dental, vision,
medical condition and can not getprescription, chiropractic, and
insurance, a discount plan will nothospitalization. They also offer a
exclude you. In fact, your medicaldental plan that includes free vision,
history is of no concern to them. Youprescription, and chiropractic benefits.
can enroll in the plan and get



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