| Can't Find Affordable or Cheap Health | | | | affordable care immediately. And even |
| Insurance? How About a Discount Plan? | | | | better, the monthly membership fee is |
| Middle class America is most affected by | | | | nominal. |
| the healthcare crisis. They are working | | | | What if I Already Have Health Insurance? |
| and contributing to society but many are | | | | |
| without medical benefits and can't find | | | | Even if you have found an affordable or |
| affordable or cheap health insurance. | | | | a cheap health insurance plan you can |
| They make too much to qualify for | | | | still benefit from a discount healthcare |
| Medicaid, but too little to afford the | | | | plan. Many of these plans offer |
| high premiums of insurance. | | | | supplemental packages that include |
| Is There Really a Healthcare Crisis? | | | | dental, vision, prescription, and |
| According to the Consumer Health | | | | chiropractic benefits that are an |
| Alliance more than 45 million Americans | | | | affordable complement to health |
| are without health insurance benefits | | | | insurance plans. Too many companies are |
| and that number is steadily growing. In | | | | having to scale back the benefits |
| most cases, for the households with no | | | | packages for their employees just to |
| benefits, at least one person in the | | | | keep health insurance affordable. |
| household is working a full-time job. | | | | Although a good dental plan is the 2nd |
| The number of households that have | | | | most requested benefit, it is also one |
| health insurance are dealing with rising | | | | of the first things to go when a company |
| premiums, rising co-pays, and a loss of | | | | is forced to cut back. |
| benefits and less options for affordable | | | | How do the Medical Card Plans Work? |
| or cheap health insurance. | | | | The plans work this way. For a low |
| In fact, health insurance costs are | | | | monthly fee, members of discount plans |
| rising by 10% to 15% or more annually. | | | | gain access to wholesale rates similar |
| Affordable Healthcare Options: Dental & | | | | to what large insurance companies pay. |
| Medical Benefits for the Uninsured | | | | When care is received at a participating |
| The Consumer Health Alliance was | | | | provider, the member pays the discounted |
| launched in 2002. The companies | | | | fee at the time of service. It is a |
| affiliated with the Consumer Health | | | | benefit not only to the member, but also |
| Alliance offer discount medical cards to | | | | to the provider who is able to get |
| their members. According to the Consumer | | | | payment up front with no paperwork to |
| Health Alliance, these discount cards | | | | file. The services offered by the |
| are gaining popularity because they | | | | benefits companies will vary. For |
| allow consumers to gain access to the | | | | example, AmeriPlan Health® |
| healthcare they need without the | | | | offers a comprehensive package for the |
| exclusions, limitations, and paperwork | | | | uninsured that includes doctors, |
| typically associated with health | | | | specialists, ancillary care (labs, |
| insurance. If you are suffering from a | | | | scans, hearing, etc.), dental, vision, |
| medical condition and can not get | | | | prescription, chiropractic, and |
| insurance, a discount plan will not | | | | hospitalization. They also offer a |
| exclude you. In fact, your medical | | | | dental plan that includes free vision, |
| history is of no concern to them. You | | | | prescription, and chiropractic benefits. |
| can enroll in the plan and get | | | | |